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A Money Expert's Secrets To Saving: Quick Study

Hey, Big Spender: Get Your Finances On Track In 2012

Quick Study [kwik stuhd-ee]: The Huffington Post Canada's tips to make your life a little sweeter, five minutes at a time. Think of it as a cheatsheet for your general well-being.

We're checking out how to get back on track after your busy holiday schedule and relax -- in unexpected ways.

For many, saying goodbye to 2011 could have meant saying goodbye to savings. The Huffington Post Canada talked David Kuo, district vice president of HSBC Bank Canada in Toronto, on how Canadians can save and manage their finances entering a new year.

"It's good for families to schedule time to talk about finance -- even if most of us are busy. Schedule a couple of coffee days and discuss which family member handles day-to-day expenses and which member makes long-term decisions. Short-term spending and long-term saving come hand in hand. For example, look at your spendings on groceries, entertainment and birthday parties, and see if you can cut off some of your short expenses to save."

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And if all you have is love to give, this could do more for you than you think. Food writer and Huffington Post Canada blogger Theresa Albert says giving back is a healthy option.

"We all know it feels good to give. Whether it's a buck or a cup of coffee donated to the homeless guy or a gargantuan gift to a girlfriend, it's a rush. But did you know it can also increase your longevity, improve your strength by up to 20 per cent, provide immediate stress relief and an immune boost too?" Read the rest of Albert's post here.

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And if you are preparing for a new family member in 2012, here are some tips to save before the baby.

How do you manage your money over the holidays? Let us know on Twitter at @HuffPostCaLiv or in the comments below.

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