Former B.C. Premier W.A.C. Bennett once had a cabinet minister tell him he would treat taxpayers' money as if it were his own. "Oh, no, you won't," Bennett said, "not as long as I'm premier. That money is tax money, it's trust money, and I want 110 cents worth of value out of every dollar." That's a philosophy the overpaid executives at the Insurance Corporation of British Columbia (ICBC) have clearly failed to embrace. That shouldn't be a surprise -- government monopolies are notoriously inefficient and expensive.