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Cindy Crean

Managing Director, Private Client, Sun Life Global Investments

Cindy Crean is a Managing Director, Private Client, for Sun Life Global Investments. She is a Certified Financial Planner and has significant experience working with advisors to help them develop and expand their wealth planning skills in working with clients.
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8 Ways For You To Spring Clean Your Finances

Keep track of your expenses for two weeks and see how it lines up to your budget. It can be eye-opening to see where you're spending your money! Little things like bringing your lunch instead of buying it and brewing your own coffee at home instead of stopping on the way to work can add up. Walking or riding your bike to work can help you save on gas and parking while getting fit.
05/30/2017 12:54 EDT
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5 Tips To Get Your Estate Plan In Order

Estate planning is essential but often overlooked. Having a will drafted by a professional is important at every age because it allows you to distribute assets as you wish. It also serves as the cornerstone of your overall estate plan that includes choosing an executor and power of attorney documents for health care and property.
04/05/2017 12:28 EDT

3 Reasons To Consolidate Your Investments

Along the way, you've assembled a trail of savings -- a locked-in retirement account here, a defined contribution pension plan there, a mutual fund account at your bank and some stocks in a discount brokerage. It doesn't take long before your assets start to look like a jigsaw puzzle with pieces in various places.
09/26/2016 12:00 EDT

A Letter To My Younger Self

Close to 42 per cent of investors believe the Canadian economy will enter into a recession in 2016, according to the Market Sentiment Report by Sun Life Global Investments. The numbers are even higher...
07/19/2016 01:47 EDT
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Make This The Year Of A New Financial Strategy

The 2015 Sun Life Financial Annual Check-Up found that 66% of Canadians say their debt level is the same or worse than it was at this time last year. Though 67% say they're optimistic about 2016, only 13% note that paying down debt is among their top three New Year's resolutions. Just four per cent rank savings as a top resolution. Now is the time to make that change!
02/12/2016 05:23 EST

The Two Sides of the Retirement Equation

Retirement planning is multi-dimensional. Consideration has to be given to both the quantitative and qualitative factors. Framed another way, it's almost like a tale of mathematics and emotions. Both are equally important as they guide you through the next phase of your life.
08/12/2015 12:11 EDT
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Canadian Millennials Are Taking a Cautious Approach to Investing

Millennials are a cautious bunch when it comes to their money. It's not surprising given the economic downturn of 2008 is still fresh. For many young Canadians, this market chaos was their first experience with investing. But it's important to let cooler minds prevail: avoiding the markets altogether is not wise, especially with so much time on your side.
06/12/2015 08:25 EDT
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Retirement Saving Season Is All Year Long

With another RRSP season squarely behind us, now is as good a time as any for reflection. The last-minute mad dash to make a contribution is generally at odds with proper savings discipline. You can turn anxiety around by extending your savings plan beyond the RRSP season. Here are a few other tips to keep in mind.
04/08/2015 12:27 EDT
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Easy Tips To Make Your Income Go the Distance

Another option for affluent families like Hugo and Milena is to consider setting up a family trust. It works best when families have a significant amount to settle into the trust or loan the trust. This may be considered for amounts over $1 million due to the costs to set up the trust and its ongoing administration.
02/11/2015 06:06 EST
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Tips For Women on How to Handle Their Wealth

What should women expect in terms of a financial plan? The plan should include a cash flow projection -- this means how much money you earn and spend in a month, a net worth statement -- which are your assets minus your liabilities, as well as a projection of your net worth throughout their lifetime.
10/30/2014 05:59 EDT
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Are You Emotionally Prepared to Retire?

While every individual situation is different, there are some things one can do to prepare for their retirement, especially with the RRSP deadline just around the corner. This is a time of year we all think about saving and it is a good reminder, however a well thought out plan can help you ensure you save regularly and are not playing catch up when time is running out.
02/19/2014 09:00 EST