Before you think this is just another a sooth-saying blog from a member of the financial community about the dangers of credit and debt, let me assure you that credit, in and of itself, is not inherently bad. It serves an important purpose and facilitates plenty of financial necessities. There is indeed some good, some bad, and some ugly involved in going full plastic.
The recent drop in oil prices has highlighted the vulnerability of the Canadian economy. We must strengthen our traditional manufacturing base by promoting innovation in our sustainably-managed forest resource, and provide jobs in the regions of Canada.
What I have come to learn since, is for those five years when I took my RRSP vacation, I missed a real opportunity to have my savings working overtime for me. So while I am still more than 20 years away from retirement, I am now forced to take a more aggressive approach to savings for the future.
If you don't owe, you may not feel any pressure to file but getting your tax return completed on time makes good financial sense. If you miss your tax filing deadline, you are immediately hit with a five per cent penalty on whatever you owe. It may be easy to put it off and file later, but you should remember that a tax refund is your money.
Most of what I share on Snapchat is too mundane for Instagram or Twitter, yet this is what makes the app so special. You can literally share a moment and then it goes away. I don't have to worry about what people will think about the selfie I took with food trapped in my teeth, because chances are they will forget about it as soon as the image disappears.
Berlin -- Yesterday, Maude Barlow, national chairperson of the Council of Canadians, challenged the Canada-European Union Comprehensive and Economic Trade Agreement (CETA) and other trade deals in a panel discussion with German Chancellor Angela Merkel. During the panel, Chancellor Merkel presented her G7 presidency priorities.
We've been at it for almost 10 years, and grow about 10 acres of vegetables every season. We're absurdly tiny compared to most conventional vegetable farms, but we don't plan to get any bigger, because we're doing just fine. Our farm is debt-free, profitable and employs both of us full-time. And we're far from alone.
Travellers will be able to check itineraries for upcoming trips, get detailed flight and hotel information such as departure and arrival times, gate and terminal numbers, check-in and check-out times, ratings, locations, addresses and phone numbers for hotels.
This year, Equal Pay Day falls on April 20th. It may be too soon to call this a trend, however, some have projected that based on this rate it will take another 50 years or so to reach pay parity. This may be well and good for the female labour force of 2065 and beyond; however, what does the economic profile forecast for working women of today? Historical data paints a bleak future portrait of single elderly women. When segmented further by such criterion as ethnicity, the forecast presents a graver outcome for women of minority with a higher propensity of this population to live out their end-of-life years below the poverty level.
I think a lot of young people just don't understand that good conversation requires reciprocation. Here are some tips for anyone who wants to improve their art of conversation. My advice focuses on business encounters, but could be helpful for nearly any situation.
My bosses do not draw with markers on their bodies or the wall. This is great news for many reasons, but mainly because it means that I will not be asked to scrub faces, arms or walls to remove marker for the majority of the week.
The idea of buying a condo might have crossed your mind, but before you rush into this trendy alternative housing arrangement, keep in mind that vacancies may start climbing later on this year. Here are some basic pros and cons of condo ownership, and compare buying versus leasing a condo unit.
At the height of the crisis in 2010, we, as a society, had a moment in time to grapple with an energy future fueled by an insatiable appetite for hydrocarbons. The moment passed, and we failed seize that moment. True to form, our elected leaders simply kicked the can down the road, confident in the short memory and shallow engagement of the American electorate.
ROME -- The contrast between Europe's resistance to Uber and America's warmer reception for the ride-sharing service highlights once again how European regulatory structures, in principle designed to protect consumers, end up protecting entrenched suppliers and stifling innovation.
I hope that the spill in English Bay will spark more than just finger pointing. I hope it will serve as a wake-up call that British Columbians need to expect more from their MLAs.
If you're 5 years into your career, chances are you've been asked to meet over a cup of coffee. While I typically say yes to these coffee chats -- I think it's good karma energy to give back -- you have to be prepared for the worst, and hope for the best. For those looking to chat someone's ear off, here's a guide to not pissing them off in the process.
Kerwin Rae is as experienced as he is kind, as wise as he is humble, and hearing him speak about his many near death experiences including a near fatal stroke will make a believer out of anyone.
The Liberal finance minister assumed that taxes were useful but indeed a loss -- not to government, but to the citizens who pay the tax. Taxes are necessary, but we must be judicious about the money sent to politicians and civil servants. That includes understanding the money first belongs to Canadians.
True story: I was once part of a toxic team at work. I was negative and complained a lot. I barely slept. I was constantly in fear of looking stupid. The office felt like a black hole. I was stuck. Now that I'm out on the other side I know that challenge was designed to teach me the most important lesson of my life.