Are you ready to have more money? Really?
My next question is : are you ready to give up the struggle ?
Well, are you?
I know, I know -- you're jumping up and down saying "YES! YES! YES!" to all those questions. Of course, who doesn't want to have more? Who wouldn't be ready to give up the struggle? Who wouldn't want to have more money?
You're right, who wouldn't? BUT! And this is a BIG BUT! What it means is you have to think different, act different, be different. And most of all, you need to give up having to be right.
You see as soon as we start to do all those things differently, we automatically start to invalidate our life up until this point. We invalidate our self prior to this moment, our friends and, god forbid, we invalidate our family and their thinking and way of being.
Let me tell ya, it ain't a way to be popular. (or like my Dad would say "poopular" invoking the spirit of mockery from his favourite show Royal Canadian Air Farce.)
What do I mean by invalidate their reality? As soon as you start changing the way you act or speak, your friends and family will notice and unless they're "ahead" of you on this path of awareness it's likely they're going to think you've gone nutty. AND, they will express it to you in no uncertain terms. They might get mad at you, they might mock you, they might try to embarrass you, they might even try to shame you. Nice, hey?
Probably some of you have already been through this.
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Forget that sandwich at home? No, you were probably just too lazy to make your own lunch again. Spending at least $10 a day on a tasty lunch will cost you $50 a week and $2,600 a year. <br><strong>TIPS:</strong> You can buy a fridge full of food for that price. Scheduling out your weekly lunches will help you prepare in advance. If you just don't like mornings, prepare extra dinner for lunch the night before.
This is for anyone who's on the go and always ends up buying a bottle of water. A bottled drink for at least $2 will cost you $10 a week and $520 a year.<br><strong>TIPS:</strong> Don't be picky. There is nothing wrong with reusable water bottles and tap water. If you're really scared of your city's finest water offering, use a filter at home or leave one at the office.
Just like our school days, but more expensive. People bet on anything from sports games to outcomes of reality television shows. If you're betting someone at least once a month at $10, it will cost you $120 for the year.<br><strong>TIPS:</strong> Bets are fun, but you have to know your limit. Try "friendly" bets or see if you can pay someone back with a treat or an embarrassing dare.
It's always a good thing to remember someone's birthday, but you don't need to spend all that cash on birthday cards (or holiday, thank you and baby shower cards). Buying two cards at $6 a month will cost you $144 a year (and that's on the cheaper end of the scale). <br><strong>TIPS:</strong> You can always get crafty and make your own cards ... or save the planet and send an e-card. See, everyone wins.
We all want minty fresh breath, but how many times have you overspent money on a pack of gum? Gum that costs $1.50 a week will cost you $70 in a year. <br><strong>TIPS:</strong> In this case, quantity matters. Buy large packages of gum at Costco and the like -- you can save more buying five packs of gum at once as opposed to one at a time.
Magazines either give us an unique insight every month -- or sit decoratively on our coffee tables. Buying two magazines a month at $7 will cost you $168 a year.<br><strong>TIPS:</strong> Instead of buying single magazines each month, opt for subscriptions or hit the library.
Most of us have probably been spending mindless dollars on alcohol since we've had our first cooler. And let's face it, when you're partying, the last thing you're doing is thinking about your bank balance. Spending at least $75 a week on alcohol will cost you $3,900 a year.<br><strong>TIPS:</strong> As tough as it sounds, if you want to save money on alcohol, you have to limit your spending habits. Try a get-together at your house -- this way you can avoid spending money on overpriced drinks and paying tips.
Apps can be life's little helpers. They can find bus times and provide us with entertainment when we're bored -- but sometimes they're a waste of a dollar. If you buy one app a week for a dollar, it will cost you $52 a year. <br><strong>TIPS:</strong> Try free apps or demos, depending on your provider.
Things just taste better when other people prepare them. Morning bagels, yogurts, and bacon and egg sandwiches may seem pretty cheap, but it can hurt your pockets in the long run. Spending $2 a day on bagels will cost you $520 a year. <br><strong>TIPS:</strong> Try eating breakfast at home or store milk and cereal at your office.
Smoking is different for everyone. It can relieve stress, fall under peer pressure or it's an old habit we can't seem to give up. Buying a $10 pack per week will cost you $520 a year. <br><strong>TIPS:</strong> Quitting is never easy, but tracking how often you smoke might help you cut down.
We all know those people who get cranky when they don't have their morning coffee. Yes, coffee can get addictive but it can also be pricey. If you spend at least $2.75 on a cup of joe a day, it will cost you $715 a year. <br><strong>TIPS:</strong> Try brewing your own coffee at work -- it will save you a ton of pocket change.
Concerts, dance clubs and bar nights, what do they all have in common? They love charging us covers just to get in the front doors. Spending $30 a week on covers will cost you $1,560 a year.<br><strong>TIPS:</strong> Again, just track your spending habits -- maybe you don't have to accept every invite you get.
It's a late night and you really don't feel like walking to the restaurant in your heels. Sound familiar? Paying extra cash for parking can cost you $1,040 a year, if you spend at least $20 a week. <br><strong>TIPS:</strong> Try finding zones that have free parking hours or just grab a bus.
Some cities have started charging five cents for plastic bags, a smart way to make our communities more green. If you spend five cents a day on a bag for clothing items or groceries -- it's costing you $13 a year. Not much, but think about it, $13 on plastic! <br><strong>TIPS:</strong> Go green! Buy a reusable bag.
Oh hey, that movie you've always wanted to see but never really wanted to spend the money on is now showing on pay-per-view. This is the kind of thinking that's still costing us tons. Spending $6 a week on movies that you are only somewhat interested in will cost you $312 a year.<br><strong>TIPS:</strong> Renting movies at most video stores is still cheaper, or try finding alternative ways to make family time at home.
How many times have you paid the full fee for the bus because you didn't expect to have to take it, but then you were utterly late for your appointment? Spending (an average of) $2.50 a day for a bus will cost you $1,300 a year. <br><strong>TIPS:</strong>If you can, bike or walk when you need to get somewhere. If you need to use the bus, figure out if buying a monthly pass is worth it.
Most offices have them -- they stare at us and tempt us to insert our pocket change. Spending $1.50 (which seems harmless) on chips or candy will cost you $390 a year. <br><strong>TIPS:</strong> Avoid the temptation, bring snacks from home.
Why would they do this? Because they're trying to find the you they know. They are trying to connect, whether they know it or not, energetically, to the "old" you. When you change, especially around your beliefs, thoughts and actions around money, it automatically threatens their way of thinking and being with money. Unintentionally, they want you to return to your old ways so they don't have to look at and assess that their way of being with money doesn't necessarily work.
This whole process of trying to change and having strong reactions from those closest to you is why most people don't get very far in changing from wanting (which actually means "lacking") to having. It's pretty damn uncomfortable and most people step backwards and just wish something externally would change their state of money. This can range from wishing to win the lottery to hoping some long-lost relative leaves a giant inheritance to bags of money dropping from the sky.
Don't get me wrong, I buy lottery tickets every week BUT I also have a solid plan to create more bridges for money to reach me. Most people don't have that in place.
Looking at the way we do "money" is pretty much avoided by everyone on the planet. Which is evident everywhere you look these days.
So are you really ready to have more? Okay, there are three things I want you to do:
1. Write down all your points of view about having more money, your ability to make more money, what you think others will be like with you having more money.
2. I want you to clear all limiting beliefs about this. If you don't know a clearing process, just ask yourself for each of these individually, if you're willing to destroy and un-create the limiting belief. That will be a great start.
3. Start putting 10 per cent of your money into a "Having" account, not a savings account -- you can have one of those too but let me ask you what the energy is around having a savings account is -- why do you save? (Lots of people will say I'm saving for a rainy day and guess what!? Rainy days will come if you save for them!) This Having account is an honoring of you and you never spend it...ever.
These are just some ways to start, if you want more, check out my complimentary online videos at AttractMoreNow.com.
Follow Karen Luniw on Twitter: www.twitter.com/karenluniw