How would you rate your retirement planning confidence on a scale of one to five? Are you like the majority who find it very confusing? What would it take to overcome your fear and finally start investing in your future? You can set up a plain and simple saving plan that is so automatic, you won't even notice you're saving.
The fact is, we're all living longer than past generations and we have to make sure we don't run out of our retirement money. Even though it's sometimes hard to do, we need to save more during our working years. Here's what you can do to feel better: create a plan that includes an automatic retirement savings program.
Kevin O'Leary thinks the fact that 85 rich people hold the same amount of wealth as the poorest 3.5 billion will motivate the impoverished to become the next Bill Gates. To say 85 people serve as "the motivation" everyone else needs to be the next Bill Gates is to admit that you've never spent time with anybody who makes less than $60,000 a year.
Mr. Flaherty may indeed eliminate the deficit in 2015-16 as planned. We hope he does. But his plan as conceived still contains considerable risk that shouldn't be ignored. More conservative revenue forecasts and lower program spending would reduce these risks and help to ensure he can deliver on his promise.
In an interview with Bloomberg TV on Tuesday, Lululemon founder Chip Wilson explained that when the company's pants become see-through or start to pill, the problem may have more to do with the shape and size of the woman wearing the garment than the garment itself. "Some women's bodies just actually don't work for [the pants]," Wilson said. "...it's really about the rubbing through the thighs, how much pressure is there over a period of time and how much they use it." In other words, don't blame the "In the Flow" crops. They can't help it if your legs are just too flabby for proper athletic-wear functioning.
When selling a house, pricing it correctly is one of the most important steps. If the house is priced too high, it can linger on the market for months without any chance of selling. Even worse, if the price is too low, it will certainly sell, but the seller could be leaving tens of thousands of dollars on the table.
I was raised in Silicon Valley before moving to Vancouver and I love to see entrepreneurs with big dreams. But what concerns me is when people build a business with a focus on trying to get big simply based on the belief that "bigger is better" or when those involved with the company view anything other than a multimillion dollar acquisition as a failure.
In my experience, the people who are most involved with international development are also very much involved in their communities, working for social justice wherever they are needed. I suppose it also has to do with the fact that, in my mind, the notion of global citizenship is inclusive. We are working against global poverty.
Have you ever watched a TV commercial for international aid and wondered how people's donations work in developing countries? Before I travelled to northern Uganda as part of a team of volunteers with the Canadian Co-operative Association (CCA), I did. But on that trip I met many Ugandans whose lives are being improved with the help of generous Canadians, and my outlook was forever changed.
Since joining Northern Superior Resources in 2002 as President and CEO, I have applied my strong belief that First Nations must be meaningfully consulted and actively engaged in exploration programs. To respect the traditional land uses of these communities is absolutely essential. At the same time, it is also very important for First Nation communities to understand what exploration is all about and the limitations of a junior mining company.