Financial planning for a crisis isn't sexy, but it will save you from getting screwed.
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"Yes, I said it: House swap."
"We're focused on putting cash out of business."
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In Canada, merchants pay much more than businesses in other parts of the world for accepting credit card payments.
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Interest charges are part and parcel of using a credit card. For the privilege of fronting you cash, lenders tack on interest to the amount borrowed. Credit card interest is calculated daily, charged monthly, at a yearly rate -- typically 19.99% for most rewards credit cards in Canada.
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As a personal finance expert I know how important security is. You can spend years saving wisely, only to be duped by a savvy fraudster. Read about all of that in the Little Book of Scams provided by the government of Canada. It outlines all the latest ways fraudsters are trying to get their hands on your information.
Credit bureau TransUnion warned us this would happen.
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Defined simply as those which "put the most money back in the consumer's wallet."
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There's often a debate between choosing either a travel rewards credit card or a cash back credit card. There isn't a right answer. The best credit card is different for everyone because each person will have different needs, financial habits, and credit histories. Let's take a closer look at the two types of credit cards and see which one best complements your life.
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In 2014, Nausheen Mian travelled to Sydney, Australia. It was a trip that she looked forward to since she'd be meeting up with family she hadn't seen in a few years. Mian booked her ticket to Sydney v...
Wedding debt is an awful gift to receive after you say I do. It is also a stressful way to start your marriage especially when the number one reason for a marriage to fall apart is not because of infidelity -- it is because of money woes.
With so many rewards programs available to Canadians these days, it can leave your head spinning trying to navigate which will reap the best rewards for your travel lifestyle. Vision Travel, the large...
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Let's hope this spurs some competition.
The fact that Walmart would be able to stop accepting Visa, historically one of the largest operators of credit cards, speaks mountains about the alleged market power of credit-card companies: It is simply not that big. You have significant market power when you are unavoidable, not when one party in the exchange simply wishes your prices would be lower.