Credit Counseling

Christopher Futcher via Getty Images

Teach Your Children Financial Lessons While They're Young

When your child starts to understand the concept of money, you can give them a monthly allowance to help them save for a new toy or clothes. This way they can start to understand items in the store are not free, you have to pay for them. If your child wants the latest Thomas the Tank Engine train set, explain to him or her, how much it costs and how much money they would need to save up to buy it.

Take a Buyer Beware Approach to Ontario's New Debt Settlement Laws

On July 1, 2015 the long awaited legislation regulating debt settlement services in Ontario comes into force. There are three main features of this new legislation that will impact Ontario consumers, with a ripple effect across the country. The biggest potential benefit to consumers will be the moratorium on up-front fees charged for no real service provided.