Petmal via Getty Images
Nearly half of Canadians are worried about what interest rate hikes will do to their mortgage payments.
That nice house that you saw and qualify for today may be out of reach when – not if, but when – interest rates go up.
Geber86 via Getty Images
If you're getting offers for people with damaged credit, you may be in trouble.
bowie15 via Getty Images
Nearly as many regret the debt they've taken on.
Devonyu via Getty Images
There have been government committees, discussions with the private sector and even a national strategy to teach Canadians basic personal finance. But when Statistics Canada data showed late last year that Canada's household debt is now larger than its GDP, it became painfully apparent that we're failing.
Carlos Osorio via Getty Images
The Ontario government just announced a pilot project to test a basic income for low-income earners in Hamilton, Brantford, Lindsay and Thunder Bay. Will the program be successful? I have no idea. The answer will, in large part, depend on what will be measured.
izusek via Getty Images
The entire economy - including government revenues and thereby the services offered by these governments - depends on wild property speculation. And everyone is praying that it can somehow be maintained.
ColorBlind via Getty Images
Parents, I know you may be a little anxious leading up to your child's big day in September. But if you take the necessary steps now to prepare your child for school, the whole transition will be less taxing on everyone.
Kathleen Finlay via Getty Images
Why is it that very few of us actually take the time to sit down and actually assess our savings, spending and banking options until we want to buy a home or we begin to think about our retirement savings? Are companies profiting from our ignorance? Are they "banking" on it?
Robert Mizerek via Getty Images
We have $1.67 in debt for every dollar of disposable income in this country.
I know no one wants to think they could ever be a victim of fraud however the reality is thousands of Canadians lost more than 10 million dollars to identity fraud in 2014 and authorities say this figure is on the rise year after year. The sad thing is some Canadians do not even know they are the victim of fraud until something extreme happens.
Roberto Machado Noa via Getty Images
If last year's provincial budget could be described as "petty" after Finance Minister Mike de Jong doled out an increase in assistance rates for those living with disabilities -- only to claw most of it back by ending the subsidized bus pass program -- this year's budget could best be described as "petulant."
gradyreese via Getty Images
Payday loans are a problem, because as all astute readers will have already surmised, "$18 on a hundred" isn't as good as it sounds. If you borrow and repay every two weeks, it is the equivalent of an annual interest rate of 468%. How does that impact borrowers?
I don't want a four per cent raise. I want better learning conditions for our students and better working conditions for us. Most of all, I want to work on regaining the trust of the public again. Ontario has the greatest sub sovereign debt in the world. I don't want to leave that legacy for my own children or for my students.