KatarzynaBialasiewicz via Getty Images
Financial planning for a crisis isn't sexy, but it will save you from getting screwed.
Managing a big change in life can be daunting. That's why we need to have a clear understanding of our financial situation. It can't be fuzzy. Banks, for example, regularly conduct stress tests to identify areas of vulnerability. Testing allows for preventative planning to avoid systemic breakdowns or unrecoverable losses.