Frugal

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The Magic Of Something Homemade

When it comes to homemade cards, it's the thought that counts. The more you make, the more thought goes into it. The more you buy, the less thought goes into it. I don't generally give cards, but when I do, they are all hand-made. Some people are shy to make because it won't be as "good" as store-bought. With cards, I say, "Who cares?"
Alamy

How to Stop Indulging -- And Save

Have you ever calculated how much you spend in take-out coffee, lattes, frappucinos and smoothies? If you're like most people I know, you don't want to know. Because if you know one of two things happens -- you feel guilty or you have to change. Both choices are lousy. What if there is a third choice?