MoMo Productions via Getty Images
No matter which one you pick, it's best to start early.
While Principal Protected Notes become more enticing when in we're engulfed in an environment of uncertainty, they are still not widely understood. The key flaw in these products is that they blur what is the most fundamental decision an investor must make -- whether or not to take risk and, if so, how much?
For many Canadians on a fixed income, the last 10 years have been tough, to say nothing of the most recent couple. In an ultra-conservative portfolio, filled with Guaranteed Investment Certificates (...