The average Canadian owes $1.54 for every dollar earned. Being debt-free or eliminating debt is more than merely a financial battle; for many, it's emotional, psychological and habitual. That's why learning smart spending habits is crucial from a young age. Getting your kids involved in financial planning and shopping gives them impactful, hands-on experience in budgeting. Here are some great tips to teach your younger and university-aged children to budget and save.
The new year is upon us and like Ebenezer Scrooge, we are not sure if it is the ghost of past, present or future school terms that shall be visited upon us. Here are four steps to guarantee a successful year. (Guarantee void where prohibited by over-achieving siblings who make others look bad no-matter-what.)