Insurance

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More Canadian Employers Need To Cover Medical Marijuana

Shoppers Drug Mart and Loblaws recently made headlines by announcing they will cover medical cannabis for their employees. But the devil is always in the details. While these two chains should be praised for their progressive steps forward, we also need to ask who this coverage is provided for, how much is being covered, as well as how this fits with the overall long-term strategy to position pharmacies as the front-line dispensers of medical cannabis.
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An Insurance Guide For Home Buyers

While most people think about home insurance as protection for costly events that can happen to their home, it's also important to think about the things that can put your ability to pay for your home at risk. To help you protect your dream home, no matter the situation, here are a few insurance tips and must-haves for your new purchase.
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All Renters Should Do These 10 Things

You're a renter and you appreciate the lifestyle. Ask any homeowner who has received an unexpected roof repair bill, or had to call a plumber -- or had to move to accept a job offer -- and you'll appreciate it even more -- especially all of you "all inclusive" renters. Have you heard the news about hydro prices these days? Or do you enjoy your luxury of not having to pay attention to that issue.
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What Comes After "What If?"

Discussing a roadmap to protect your loved ones in the event of something terrible like a serious illness isn't easy, but it's important. A great way to take some of the pressure off is to consider some of the key factors at play, so you feel armed with the right information before you sit down with your spouse and then an adviser to discuss next steps.
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It's Time To Get Your Car Winter-Ready

December is here and no matter where you live in Canada, the days have gotten shorter and cooler, and you may have already experienced snowfall. While you can't always predict the weather, it's pretty much guaranteed that you'll have to face at least a few storms during the winter season. And whether you're a veteran in driving under extreme weather conditions or you're still getting used to the feel of a snow-covered road, it's important to prep yourself -- and your car -- for what's ahead.
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How To Minimize The Risk Of Flooding At Home

Whether or not flood damage is covered in your home insurance policy depends on your policy's coverage options and what caused the flooding in the first place. If your window is broken during a tornado and water enters your home, typically you will be covered. If water damage is the result of a "sudden and accidental discharge of water" such as an extreme heavy downpour, a burst pipe or a backed-up sewer, you are likely covered provided you have this endorsement on your policy (it's optional and you have to request it).
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The 5 Worst Excuses For Not Getting Life Insurance

Going to the gym instead of crashing on the couch, having a side salad instead of fries, or taking public transportation instead of driving. What do these things have in common with buying life insurance instead of putting it off? Research shows that people get the same feeling of satisfaction knowing they did the right thing rather than choose the easier option, even if it meant there was a little extra effort involved.
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Who's Got Your Back, New-Home Buyers?

New homes and their warranty coverage are increasingly in the news these days, whether because of rising prices or other challenges, and are the subject of some debate. And not all provinces handle new home warranties the same way. The bottom line, no matter where in Canada you're located or who provides the warranty coverage, do you research.
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Why It's Important To Define Critical Illness

Critical illness is a term used to describe a variety of life altering and unexpected health conditions that can severely impact the way you live including working, enjoying time with family, and other activities. This category typically includes heart attack, stroke and cancer, as well as other serious illnesses like Alzheimer's disease. Unfortunately, these are all too common which is why we might want to dedicate more thought to it.
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Insuring Your Hot Street Tuner

Street tuners are vehicles with modified equipment that improve performance or make them unique in their appearance. But even though they are completely legal for regular driving, most insurance companies shy away from providing coverage for tuners.