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Have you ever thought how much more money you spend travelling across town to use that store or get extra rewards? How many points apps or websited do you have on your phone and how do they change our natural behaviour? When we count up the effort, is it worth the reward?
Before you think this is just another a sooth-saying blog from a member of the financial community about the dangers of credit and debt, let me assure you that credit, in and of itself, is not inherently bad. It serves an important purpose and facilitates plenty of financial necessities. There is indeed some good, some bad, and some ugly involved in going full plastic.
SASKATOON - Canadians can expect to enjoy relatively cheap borrowing costs for some time to come — even after the economy returns to full capacity and the Bank of Canada starts hiking interest rates,...
TORONTO - The Bank of Canada is expected to announce this week that it is leaving interest rates unchanged and continue to give the impression that it's in no rush to move them off ultra-low levels.No...
When we see real estate prices in the news, we often get a lumped valuation of a specific city or country as a whole. The reality is that no matter how the market is performing, there will always be neighbourhoods that are increasing and ones that are in decline. Why is that? Here are few factors that can affect local real estate prices in any city.
True democracy and Sharia law are irreconcilable. Women are officially inferior. Apostasy -- the changing of religions, or abandoning Islam for Christianity -- is a crime. And running a country with a banking system that allows no interest payments poses problems on the international stage.