Canada Investing

Read This Before Trying To Create The Next Big Thing

Patrick Harrison | Posted 09.23.2016 | Canada Business
Patrick Harrison

Every innovator and entrepreneur wants to leave their mark on the world, something they've created (possibly "the next big thing") or something that has truly made a difference. As a serial entrepreneur and innovator/designer, I've always been curious about how things work and matched it with a drive to solve a problem.

'Free Money' Interest Rates Are Nearing The Point Of No Return

Norman Levine | Posted 09.20.2016 | Canada Business
Norman Levine

We believe that the current "free money" policies around the world of negative or zero-ish per cent central bank rates have not worked and do not work, and cannot understand why central banks continue to follow this course. The definition of insanity is doing the same thing over and over again and expecting a different result.

The Good Old Rule Of 72

Tim Pickering | Posted 09.07.2016 | Canada
Tim Pickering

Want to know how long it takes to double your investments? Look no further than the old "Rule of 72." While no one has a crystal ball, this metric...

CRM2: When Disclosure Fails To Disclose

Tim Paziuk | Posted 09.07.2016 | Canada Business
Tim Paziuk

The Client Relationship Model - Phase 2 (CRM2) is a new set of industry regulations meant to provide Canadian investors with more details on their investment costs and performance. It was developed by the Canadian Securities Administrators, an organization representing Canada's investment industry regulators.

Fintech Isn't Disrupting Big Banks As Much As You'd Think

Mike Gardner | Posted 08.04.2016 | Canada Business
Mike Gardner

The unsexy truth is, larger companies are better positioned to innovate than start-ups. They have more money, more man-power, a more trusted brand, and most of all, more ways to reach their customers. Out of all bank customers, some are technology enthusiasts who moved entirely to robo advisers as soon as they could.

CRM2: How Much Are you Paying In Investment Fees?

Josh Miszk | Posted 07.27.2016 | Canada Business
Josh Miszk

On July 15, 2016, the CRM2 regulation or the Client Relationship Model - Version 2, which outlines the regulations to improve the disclosure of invest...

A Letter To My Younger Self

Cindy Crean | Posted 07.19.2016 | Canada
Cindy Crean

Close to 42 per cent of investors believe the Canadian economy will enter into a recession in 2016, according to the Market Sentiment Report by Sun Li...

Timing Is Everything

Coreen T. Sol, CFA | Posted 07.11.2016 | Canada Business
Coreen T. Sol, CFA

We all invest for the same reason, yet we don't all get the same results. It isn't just the investments we buy. Timing your next contribution or Regis...

6 Reasons It's Important To Both Save And Invest

Posted 07.12.2016 | Canada Business

We list six reasons why it’s important to both save and maximize your hard-earned dollars.

Opportunities To Save In A Day

Posted 07.04.2016 | Canada Living

It may seem like you can’t afford to save, but there are daily opportunities to be frugal.

Saving And Investing: Which One Do I Choose?

Posted 06.27.2016 | Canada Living

There are many ways to save and invest, and both are important to your financial well-being.

These Apps Will Make You Richer

Posted 06.20.2016 | Canada Living

Want to be smarter with your money? Head to the app store to find hundreds of useful programs that help track your spending and organize bills so that you can head down the path toward affluence.

Don't Let Real Estate FOMO Set You Up For An Ugly Bankruptcy

Douglas Hoyes | Posted 06.15.2016 | Canada Business
Douglas Hoyes

Real estate agents can talk about the upside of buying right now, but they don't explain the downside of carrying massive debt. Yes, you may build some equity if you purchase a home, but if you've mortgaged 90 per cent of it, very little of your payments in your first five to 10 years will go towards repaying principal.

Are the Joneses Really Wealthier Than You?

Tea Nicola | Posted 06.10.2016 | Canada Business
Tea Nicola

Keeping up with the Joneses is nothing new. But thanks to social media, our friends' lifestyles can be hard to ignore. The need to show off, the desire to have what others have, and the ease at which we can obtain credit, all contributes to the pressure we feel to keep up. It's a pressure felt globally, regardless of income bracket. Have you ever noticed how many celebrities have declared bankruptcy?

Trudeau's Public Spending Push Equals Hot Investment Opportunities

Norman Levine | Posted 06.09.2016 | Canada Business
Norman Levine

Politics aside, the concept behind infrastructure spending in theory makes sense: with interest rates near all-time lows and little expectation of them going up in the short term, now is probably as a good a time as any to borrow money and put it to work.

3 Investing Myths Women Should Forget Now

Nanci Murdock | Posted 05.25.2016 | Canada Business
Nanci Murdock

I have heard many reasons women put off starting to invest (or participating more in the management of their portfolios) but the following three are b...

The Fintech Revolution Is Just Getting Started

David Lester | Posted 05.19.2016 | Canada Business
David Lester

You can now open savings and chequing accounts, manage your retirement and investment accounts and get loans online, never mind being able to leave your wallet at home and use your phone to buy everything. Here are the top companies that can take you from money 2D banking to 3D.

Demand For Transparency Is Forcing Societal Change

Som Seif | Posted 05.16.2016 | Canada Business
Som Seif

The impact of not being honest and truthful from the beginning can be devastating to a company's reputation, and in some cases, their entire business. As a result, we've seen established organizations attempt to appease their customers by pre-emptively disclosing information that never would have been released in the past.

What Your Myers-Briggs Type Says About Your Investing Style

Krysten Merriman | Posted 05.10.2016 | Canada Business
Krysten Merriman

he Myers-Briggs Type Indicator (MBTI) groups people into one of 16 personality profiles, which can be further grouped into four Keirsey Temperaments. It pinpoints the way you process information, and in turn, we can derive your approach to relationships, parenting, work and money -- and yes, even investments.

3 Things You Should Do With Your Tax Return

Tea Nicola | Posted 05.10.2016 | Canada Business
Tea Nicola

By treating your refund like free money you aren't unlocking its value. Your refund is part of your paycheque, and at the end of the day if you're receiving one it's because you've overpaid your taxes.

The Dos And Don'ts Of Buying A New Home

Josh Miszk | Posted 05.03.2016 | Canada Business
Josh Miszk

Home buying season is officially here and when it comes to your finances there are dos and don'ts that come along with the often-overwhelming responsibility of taking on a new or higher mortgage. Here is a list of the top dos and don'ts to keep in mind when you're shopping for a home.

Your Investments Are Not Your Sweethearts

Tea Nicola | Posted 05.03.2016 | Canada Business
Tea Nicola

Studies have shown that familiar investments underperform and most amateur investors would be better off buying index funds. An advisor will have more knowledge about which companies in a diversity of industries are right for you -- plus they will have done more research than what is available at the mall.

Millennials: Buying A Home ASAP Is Worth It In The Long Run

Samantha Brookes | Posted 04.21.2016 | Canada Business
Samantha Brookes

Thirty-six is the new 30 for first-time home buyers in Canada -- meaning that the average age of current home buyers is 36, while the majority of current home owners bought their place before they were 30. Considering that millennials are typically 25 to 34 years old, many are left asking the question: are millennials buying homes?

Disadvantaged Millennials Can Still Take Control Of Their Finances

Thomas Beattie | Posted 04.20.2016 | Canada Business
Thomas Beattie

Although many young people are great savers -- they aggressively pay off their debts and try hard to contribute to their savings -- they are underinvesting, which if not resolved will leave many unprepared for eventual retirement.

Can We Trust Dividend Stocks To Continue Performing?

Norman Levine | Posted 04.13.2016 | Canada Business
Norman Levine

Dividend stocks, especially ones with above average yields, have been excellent performers for the past few years. But with uncertainty dominating the broader economy and stock markets, a growing number of investors have raised the question of whether the good times can and will continue.