Canada Investment

Why Western Canada Has More Money, Jobs and Security Than the East

Mark Milke | Posted 12.15.2014 | Canada Politics
Mark Milke

Sort through the statistics and the surprise is how consistently Ontario and Quebec now mimic the weak economic opportunities in the Maritimes instead of the bright economic opportunities available in the West. There's no great mystery as to why. Provinces with substantial private sector investment -- something the West has attracted with pro-entrepreneur policies and by simply saying "yes" to resource extraction in specific -- end up with enhanced employment opportunities, higher incomes and better prospects to enjoy a middle-class lifestyle.

The New West: Money, Jobs and a Flood of Young Adults

Mark Milke | Posted 12.09.2014 | Canada Business
Mark Milke

Question: If you're young, or have very little education, where's the best place in the country to find a job, make a decent income and prosper? Answer: Alberta, followed by Saskatchewan and British Columbia.

Why Oilsands are 'Canada's Elephant in the Atmosphere'

DeSmog Canada | Posted 11.28.2014 | Canada
DeSmog Canada

Once the carbon bubble, like the tech or housing bubble, pops it would bring dramatic re-evaluation of oil companies, resulting in massive layoffs and major industry restructuring. In Canada, the oilsands represents two per cent of the country's GDP and 90 per cent of the economic benefit goes to Alberta.

Why I Will Never Invest in a Pre-Construction Condo Again

Lisa Colalillo | Posted 11.26.2014 | Canada Business
Lisa Colalillo

The biggest lessons I've learned about investing have come from the biggest mistakes I've made. I bought a pre-construction condo unit in a popular Toronto neighbourhood. I forked over a 20 per cent deposit to make the purchase. That was four years ago, the property still hasn't been built so I can't sell it or rent it out.

Mutual Fund Purchase Options Are Not All Equal

Coreen T. Sol, CFA | Posted 11.21.2014 | Canada Business
Coreen T. Sol, CFA

Take a look at your most recent investment statement. Do you see the acronym DSC on any of the pages? If you do, you'll want to keep reading.

Your Emotions Rule How You View Investment Risk

Coreen T. Sol, CFA | Posted 12.21.2014 | Canada Business
Coreen T. Sol, CFA

No one likes permanent loss of capital and no one seeks to have a drop in the value of his or her assets. What we need to understand is if you can sleep at night when your monthly statement value has dropped by some amount. More importantly, will it impact your ability to enjoy your life and meet your personal financial obligations, if this were to occur?

Outperforming the Market Is Simple

Coreen T. Sol, CFA | Posted 12.12.2014 | Canada Business
Coreen T. Sol, CFA

In a culture of pursuit, "average" is a negative word. It's the tide of mediocrity to swim against, if not a failure to avoid at all costs. Beat the market! Out-performance is the only way to win. "You should see what I made on the last stock I bought!"

Despite All Their Benefits, RESPs Are Underused in Canada

Coreen T. Sol, CFA | Posted 12.03.2014 | Canada Business
Coreen T. Sol, CFA

The Registered Education Savings Plan (RESP) has become the most underused, yet indispensable tax shelters designed to make post secondary education more accessible to children and grandchildren. Unfortunately, many of us don't use the RESP and if we do, we typically don't maximize the benefits available.

With Vancouver Rents Rising, Is Now The Time To Buy?

Atrina Kouroshnia | Posted 11.04.2014 | Canada British Columbia
Atrina Kouroshnia

Buying a property does have some added costs that aren't associated with rentals. Before you get serious about buying, make sure you've considered and budgeted for the following.

Nine Risky Oil Company Projects Every Canadian Investor Should Know About

Kevin Grandia | Posted 10.15.2014 | Canada Business
Kevin Grandia

A new report released today finds that seven of the largest publicly-traded oil companies in the world are putting billions of dollars in jeopardy by investing in high-cost, high-risk oil extraction projects. Many of the most risky ventures are right here in Canada and many of the companies named in the report figure significantly in Canadian pension plans and mutual funds.

How Smart is Smart Beta, Really?

Bob Stammers | Posted 10.14.2014 | Canada
Bob Stammers

It has been said that in investing, what is comfortable is rarely profitable. This perhaps explains why the investment landscape is littered with novel and sometimes unsuccessful money making strategies.

Throw Away Your Bond Ladder

Coreen T. Sol, CFA | Posted 10.03.2014 | Canada Business
Coreen T. Sol, CFA

The first step is to devote just enough funds in short-term vehicles or ones that mature when you need specific payments. Pension funds have been using the strategy of liability matching, for generations where they meet liability payments with specific investments coming due at that same time.

Canadian Companies Lag Global Peers In Investment: Study

CP | Julian Beltrame, The Canadian Press | Posted 09.15.2014 | Canada Business

OTTAWA - Canadian companies are falling behind rivals in the rest of the world in terms of investment, according to a new report from the C.D. Howe In...

Get Ready For a Completely Different Kind of Phone Call From Your Investment Advisor

Coreen T. Sol, CFA | Posted 09.15.2014 | Canada Business
Coreen T. Sol, CFA

Transparency is ultimately a useful tool and a move in the right direction: the more we know, the better. Of course, if you've hired a portfolio manager who charges a monthly or quarterly inclusive fee, you have already been enjoying full transparency, long before these regulations came into affect.

Risk Tolerance Is Nothing to Take Lightly

Coreen T. Sol, CFA | Posted 08.17.2014 | Canada Business
Coreen T. Sol, CFA

Every time you sit down with an investment professional, you are asked what your risk tolerance is. Regardless of the method for defining the risk you'll accept in your investment portfolio, you are wise to define the meaning at the outset with the person administering your money. It will save you a lot of sleepless nights.

Would You Trust a Robot With Your Finances?

Bob Stammers | Posted 08.10.2014 | Canada Business
Bob Stammers

Investing and managing money might seem like one such task that requires a large amount of personal attention and professional advice. However, an increasing number of investors have started looking to technology to help manage their money. This trend has seen the rise of a new breed of wealth manager -- "the robo-advisor."

How to Remove Emotion From Your Investments

Coreen T. Sol, CFA | Posted 08.06.2014 | Canada Business
Coreen T. Sol, CFA

Coupled with the outside noise of market emotions, our individual ability to justify decisions based on sometimes irrelevant and biased information, makes the seemingly simple axiom, 'buy low, sell high' difficult to execute efficiently. Luckily, there are 3 easy ways that you can create and manage an emotional firewall between you and your investments:

Five Easy Steps to Discovering Your Personal Brand

Bobby Umar | Posted 05.28.2014 | Canada
Bobby Umar

Words can be a powerful expression. So too can a personal brand be a powerful beacon for you and others. But most of all, each of you can be a leader. You just need to know who you are, know what you want and then ultimately make that positive impact with your brand, your promise and your legacy.

Five Steps To Help You Avoid Investment Fraud

Bob Stammers | Posted 05.11.2014 | Canada Business
Bob Stammers

When the conversation turns to fraud, investors can sometimes forget that tried-and-tested investment management principles still need to be applied. Even though diversification is one of the most fundamental and enduring investment principles, many investors forget to ensure their assets are diversified widely enough.

How Much Money Do You Really Need to Retire?

Bob Stammers | Posted 04.29.2014 | Canada Business
Bob Stammers

Do you become a different person when you retire? Will your values, sense of humour, and pastimes change? Probably not. So why do many investors focus on amassing as much money as possible for retirement instead of considering what their liabilities will be and planning appropriately?

When it Comes to Finances, Canadians Believe One Thing and Do Another

Doug O. Jones | Posted 04.13.2014 | Canada Business
Doug O. Jones

With the Canadian debt-to-income ratio at an historic high, one can only hope that our collective access to information is enabling Canadians to do a better job at aligning their actual behaviours with their stated goal of debt reduction in 2014.

You Need to Think Beyond the Dollar

Kelly Lovell | Posted 03.24.2014 | Canada Business
Kelly Lovell

Money shouldn't dictate your success or potential. While it may be more difficult without funding to bring your idea to reality, it doesn't mean it can't be done.In fact in some ways it can be a blessing in disguise. Your passion will be put to the test, your vision will be challenged and with each roadblock your determination will strengthen as your vision grows.

Canada in the Era of Unburnable Carbon

DeSmog Canada | Posted 11.30.2013 | Canada Politics
DeSmog Canada

Investments in the oil, gas and coal industry are starting to lose their value and will become a liability based on a major UN report released Monday. The UN Intergovernmental Panel on Climate Change's (IPCC) 2,000+page report confirms that Canada must keep more than 75 per cent of its fossil fuel reserves in the ground.

Financial Advice from Germs

Jason Tetro | Posted 10.03.2013 | Canada Living
Jason Tetro

2012-05-28-GermGuyBanner.jpgThere are a number of human financial gurus working to help you become wealthy, and their advice is based on years if not decades of knowledge and experience. However, there are a number of microbial economic geniuses who have centuries of expertise developing "economic" success. Germs seem to have knowledge to keep economies solid.

Canadian Business Leaders: We Think We Might Be Ready To Invest Soon!

CP | Julian Beltrame, The Canadian Press | Posted 09.25.2013 | Canada Business

OTTAWA - After nearly a year of caution and gloom, Canadian business leaders say they are finally seeing the right conditions taking shape to support ...