Canada Investment

Divest From Damage And Invest In A Healthier Future

David Suzuki | Posted 05.06.2016 | Canada Impact
David Suzuki

Wastefully exploiting and burning fossil fuels is outdated. There's no reason to put money into industries that destroy the natural systems that make human life possible. But there are many reasons to stop giving them money.

The Dos And Don'ts Of Buying A New Home

Josh Miszk | Posted 05.03.2016 | Canada Business
Josh Miszk

Home buying season is officially here and when it comes to your finances there are dos and don'ts that come along with the often-overwhelming responsibility of taking on a new or higher mortgage. Here is a list of the top dos and don'ts to keep in mind when you're shopping for a home.

Why Student Housing May Be The Next Big Investment Opportunity

YPNextHome | Posted 04.29.2016 | Canada Business
YPNextHome

University and college enrolment is booming across Canada, and post-secondary institutions are scrambling to keep up by expanding existing buildings and opening new satellite campuses. The challenge is that the scholastic expansion doesn't necessarily extend to student residences, which creates a need in the rental market -- and thus an opportunity for investors.

Toronto And Vancouver Condo Markets Show Signs Of Stability

YPNextHome | Posted 04.12.2016 | Canada Business
YPNextHome

Much like last year's Canada Mortgage and Housing Corp.'s condo survey, which showed that investment condos owned by locals in Toronto and Vancouver are a long-term commitment with the objective of generating rental income, this year condominium investors display stable characteristics over time.

Don't Dismiss Support For Bombardier As 'Corporate Welfare'

Jerry Dias | Posted 03.16.2016 | Canada Business
Jerry Dias

As debate about federal support for the biggest player in Canada's aerospace industry, Bombardier, has heated up over the last few months, critics have come forward to say that investing in Bombardier would be a mistake, and that the company should be left to sink or swim on its own. They couldn't be more wrong.

I've Lost My Job: Now What?

Pramod Udiaver | Posted 03.03.2016 | Canada Business
Pramod Udiaver

With economic conditions remaining challenging in Canada, we have seen several corporations looking at different ways to manage their profitability. From Bombardier, to Canada's Finning International Inc., the world's largest dealer of Caterpillar Inc. equipment, to several Canadian banks, reports of job layoffs is daily news. In January 2016 alone, Canada suffered 5,700 job losses, pushing the national unemployment rate to a two-year high of 7.2 per cent.

Canada And Mutual Fund Fees: Why We're Failing

Ludovic Siouffi | Posted 02.26.2016 | Canada Business
Ludovic Siouffi

In a 2015 global study by Morningstar, Canada's investment environment was rated the worst in the developed world when it came to Fees and Expenses. Don't worry, though, there's good news; our D- score is up from the F earned in 2014. The real question is the implication of our less-than-impressive grade.

Stock Charts Can Be Hazardous To Your Financial Health

Ivey Business School | Posted 02.12.2016 | Canada Business
Ivey Business School

The problem with using stock graphs to decide whether or not it is time to sell a company's shares has to do with the importance that people place on observations. Simply put, the most recent past is frequently seen as more diagnostic than the distant past, and so lines on a graph can be misleading.

How To Save Money This Valentine's Day

Josh Miszk | Posted 02.04.2016 | Canada Living
Josh Miszk

In 2015, total Valentine's Day spending in the U.S. was expected to reach a staggering $18.9 billion. The holiday is an institution unto itself, with gifts often being purchased not just for romantic partners, but family members, friends, and co-workers. While the pressure to show your love can be overwhelming, Valentine's Day spending within your budget is possible.

Is China's Market Turmoil Creating A Rise in Canadian Real Estate Prices?

Ludovic Siouffi | Posted 02.02.2016 | Canada Business
Ludovic Siouffi

Every day I hear about a real estate bubble on the edge of bursting, with home sale prices exponentially rising well above assessment values. I don't think it's a surprise to anyone that foreign investment from Chinese investors over the past few years, and even decades, has been a major contributor to our real estate boom.

5 Vital Retirement Planning Tips

Pramod Udiaver | Posted 01.29.2016 | Canada Business
Pramod Udiaver

The average Canadian life span is steadily increasing and is currently in the mid-80s for both men and women. Plan to keep working as long as you can to build a portfolio that will support you well into your 90s. Start saving early even if it is a small amount of money today. It's the little drops of water that make the mighty ocean!

5 Reasons Why Women May Be Better Investors Than Men

Coreen T. Sol, CFA | Posted 01.04.2016 | Canada Business
Coreen T. Sol, CFA

Ongoing research in behavioural finance is unearthing alarming consistencies in how we act around money and stark differences between men and women that have some investors sitting up and taking profits. Here are five reasons why you should consider your feminine side when it comes to investing.

Toronto And Vancouver Real Estate Is Undervalued - Globally Speaking

Ben Myers | Posted 12.21.2015 | Canada Business
Ben Myers

High price-to-rent and price-to-income ratios don't signal overvaluation, an overabundance of property speculation, or impending doom. Perhaps they actually signal the ascension of Toronto and Vancouver into the highest of global ranks.

What The Liberals' Tax Promises May Mean For Your TFSA

Caroline Battista | Posted 11.17.2015 | Canada Business
Caroline Battista

Parliament will reconvene on December 3. While the priority focus will be on marginal tax rates for the middle class and those making more than $200,000, it's worth paying attention to a proposal that was a key promise from the Liberals: rolling back TFSA contribution limits from $10,000 to $5,500.

How To Invest Wisely Using Your Travel Experiences

Pramod Udiaver | Posted 11.13.2015 | Canada Business
Pramod Udiaver

Investing is no different than being on a long vacation. You need to start with a destination in mind, and build your plan to get there. Think of the last time you took a long vacation. How did you plan and execute? What was your experience? What lessons did you learn?

7 Scary Money Moves Investors Should Avoid

Pramod Udiaver | Posted 10.30.2015 | Canada Business
Pramod Udiaver

Halloween is almost here, and for adults there isn't really much to fear (except maybe running out of candy). In real life there are some truly terrifying money moves that all investors should avoid. Here are seven money mistakes people make and the fixes that can take your finances from scary to successful.

Investing In Gender Diversity Yields Strong Returns

G(irls)20 | Posted 10.26.2015 | Canada Business
G(irls)20

When making predictions about economic success, it is impossible to know what the future holds. Yet the corporate investment in women certainly isn't a hedge. Beyond simply a moral obligation towards equal opportunity, there is fiscal value in utilizing a previously undervalued resource.

The Trans-Pacific Partnership Prioritizes Trade Over Health

Wellesley Institute | Posted 10.20.2015 | Canada Business
Wellesley Institute

The TPP court could pose a roadblock for Canada to fulfill its obligations with regard to the right to health, including access to healthcare and the underlying social determinants of health. For example, the TPP could block governments from establishing a national PharmaCare plan that would increase access to prescription drugs but could decrease pharmaceutical companies' profitability.

Here's How to Invest in a Volatile Economic Cycle

David Lester | Posted 10.20.2015 | Canada Business
David Lester

My overall idea is that by owning the dividend paying stocks outright you have the potential to make even more money and you know I love to do that. Creating a portfolio that is diversified and paying solid dividends will ensure a retirement asset to fulfill your goals and aspirations. Start paying more attention to your money and it'll pay you back with dividends.

5 Major Trends That Will Affect How You Retire

Pramod Udiaver | Posted 09.30.2015 | Canada Business
Pramod Udiaver

Retirement planning can seem challenging. How do you plan for an event that may be so far in the future? How do you know how much money you will need? And how do you avoid many people's biggest fear -- outliving your money?

How Does Canada Tax My Investments?

Tea Nicola | Posted 09.25.2015 | Canada Business
Tea Nicola

Albert Einstein once said, "The hardest thing in the world to understand is income taxes." -- you can rest assured that it is not a simple subject. Taxpayers are expected to understand it well enough to be able to make good decisions about our own financial situation. But if understanding basic income tax isn't enough of a headache, the taxes on investment earnings (such as in your RRSP) represent a whole new territory.

5 Things You Should Know About Robo-Advisors

Pramod Udiaver | Posted 09.18.2015 | Canada Business
Pramod Udiaver

We know there is a lot of confusion out in the market about what a robo-advisor is and how it works. The term robo-advisor (a.k.a. online advisor) refers to the convenient online delivery of investment management services and online access to your investment portfolio.

Why Now Is the Time to Start a Tech Company In Canada

Razor Suleman | Posted 09.17.2015 | Canada Business
Razor Suleman

Over the past two days, Canadian entrepreneurs and American venture capitalists met at Venture North, a conference that aims to introduce U.S. VCs to Canada's tech ecosystem. Mayor John Tory started off Wednesday's proceedings by stating that Toronto is a startup-friendly city, and its tech leadership is "simply a story we haven't told yet."

5 Ways to Become Debt Free In 10 Years

David Lester | Posted 09.10.2015 | Canada Business
David Lester

Since debt became super cheap after the Great Recession, we all have taken on a ton of of it. Nationally we have an average of $27,000 in non-mortgage debt -- and $190,000 in mortgage debt. Here is how we all can get rid of our debt in 10 years so we can enjoy our retirements and our lives debt-free.

Canadians Owning Property in the U.S. Could Cash in on the Weak Loonie

Cleo Hamel | Posted 09.01.2015 | Canada Business
Cleo Hamel

For the past few years, Canadians have been taking advantage of our dollar being worth about the same as the U.S. dollar. From buying up real estate to cross-border shopping, being on par with the U.S. dollar has had its advantages. However, in the last few months, economic factors have driven the Canadian dollar down. It may be time to regroup and look at some strategies to make the weakening dollar work for you.