Investors

Throw Away Your Bond Ladder

Coreen T. Sol, CFA | Posted 08.03.2014 | Canada Business
Coreen T. Sol, CFA

The first step is to devote just enough funds in short-term vehicles or ones that mature when you need specific payments. Pension funds have been using the strategy of liability matching, for generations where they meet liability payments with specific investments coming due at that same time.

Get Ready For a Completely Different Kind of Phone Call From Your Investment Advisor

Coreen T. Sol, CFA | Posted 07.16.2014 | Canada Business
Coreen T. Sol, CFA

Transparency is ultimately a useful tool and a move in the right direction: the more we know, the better. Of course, if you've hired a portfolio manager who charges a monthly or quarterly inclusive fee, you have already been enjoying full transparency, long before these regulations came into affect.

Taking Your Finances Into Your Own Hands

Bob Stammers | Posted 01.23.2014 | Canada Business
Bob Stammers

If you want a thing done well, do it yourself. With self-directed investment accounts, discount brokers, free online financial tools and an overabundance of online personal financial advice, it may seem like consumers today are well positioned to manage their own financial path. But access to tools doesn't necessarily mean one has the skills to use them properly.

What the Mutual Fund Industry Isn't Telling You

Tim Paziuk | Posted 01.23.2014 | Canada Business
Tim Paziuk

I don't believe the average person has any idea of what an imbedded commission is or how it affects them. As a matter of fact, I wouldn't be surprised if most investors of mutual funds had a better understanding of how a black hole works. The root of this conundrum is that advisors who sell mutual funds usually get paid from the fund companies.

Seven Things to Know About Investing

Tim Paziuk | Posted 08.30.2013 | Canada Business
Tim Paziuk

There are a lot of people who make over $200,000 per year, have over $1,000,000 of investable assets and are often encouraged to invest more than $150,000, without knowing very much about investing. Just because you make a lot of money, or have a lot of money, doesn't mean it should be acceptable to have someone take it from you.

Does Your Compensation Committee Need A Reset?

Richard Leblanc | Posted 05.01.2013 | Canada Business
Richard Leblanc

Executive pay practices are in the news on a regular basis. Just in the past few weeks, after meeting with investors, the performance metrics for Citi...

Pierre Lassonde On Making Golden Investments

Diane Francis | Posted 12.17.2012 | Canada Business
Diane Francis

Pierre Lassonde, one of the world's foremost experts on gold, says the only way's up for the shiny stuff. He should know and has made his fortune in the gold game. This week, he spoke at a mining seminar in Toronto organized by mining consultant Terry Ortsland, Chair of the Mineral Resource Analyst Group.

Banks Need to Win Back Customers' Trust

Deborah Nixon | Posted 11.24.2012 | Canada Business
Deborah Nixon

It has all come to where we are today: Loss of confidence, loss of trust, and staggering market losses. This is the time for transparency, authentic conversation, honesty and humility. Those who display this behaviour have a chance to slowly regain the shattered trust of their customers. Straight talk. Honest talk. Committed talk. No spin. No rationalization. The industry messed up, and the public wants to hear the truth.

Dealing With Shareholder Activists

Richard Leblanc | Posted 11.19.2012 | Canada Business
Richard Leblanc

Recently, there have been some examples of shareholder activism, at Yahoo, Research in Motion and CP Rail. What does not seem to dawn on people (at least not completely) is that if public company boards really understood and did their jobs, there would be no need for "shareholder empowerment." The only question in responding to a "concerned" or activist shareholder is: what is in the best interests of the company and its shareholders?

'Total Fear': Dow Wipes Out 2011 Gains

CNN | Posted 10.04.2011 | Canada Business

Whoops! There goes any progress stocks made in 2011. Stocks plunged Thursday, with the Dow tumbling 500 points just before the close, as fear about th...