Three biohackers from California have hijacked the Kickstarter machinery -- they have made Kickstarter the conduit for a nationwide release of untested, unregulated and unmonitored bioengineered organisms.

While it took a few years after the financial crisis for financial services start-ups to get their business models refined to the point where they can come to market they are here now, and these alternative financial services technology companies are becoming viable and increasingly common sources of financing for entrepreneurs and small businesses.

Charities today are actively looking for innovative ways to connect people to their causes. What is interesting is how much innovation is coming from outside the traditional charitable sector. We are learning that if a cause or a project matters to people, they want to be a part of it even if it is not connected to a known charity.

There is a major shift in business focus that is under way. Digital media has forced businesses to change. Dramatically. This is nothing new. What's interesting is that we're seeing two, distinct, breeds of business being born: product-focused businesses, and customer-focused businesses. Which one do you work for?

TORONTO - Of the more than 50,000 ideas that have been pitched on the crowdfunding website Kickstarter, seeking financial support for a new product, n...