Stress can sometimes be a good thing. Think about that excited feeling you get when you're going for a big promotion at work -- that's stress at play. But then there's the anxiety-inducing version, th...
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How financially savvy would you say you are? Are you the type to mull over major purchases, or do you live impulsively? Do you have savings, life insurance and investments? Whether you're a master of...
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It's often said that a penny saved is a penny earned, but when it comes to saving for the future, cents just won't cut it. Fortunately, there are so many ways you can get smart about your spending hab...
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When it comes to establishing a financial plan suitable for you and your loved ones, having a discussion about life insurance needs to be a part of the conversation. It's important to consider the val...
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I have seen firsthand how important life insurance is when a tragedy of losing one's spouse occurs. Thankfully, in our particular situation, we had conducted our annual review with our life insurance advisor a year before he died, made sure our life insurance coverage was still adequate and updated our wills with our lawyer.
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Sun Life to offer up to $3 million in life insurance for HIV-positive people.
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Private health-care costs in Canada have grown dramatically over the last 40 years. Adjusting for population growth and inflation, private healthcare costs have increased by over 220 percent on average since 1975 -- or around $1,800 per person. That's no small figure for most Canadian families.
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Going to the gym instead of crashing on the couch, having a side salad instead of fries, or taking public transportation instead of driving. What do these things have in common with buying life insurance instead of putting it off? Research shows that people get the same feeling of satisfaction knowing they did the right thing rather than choose the easier option, even if it meant there was a little extra effort involved.
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Occasionally, criminal law and estate law intersect. That intersection was particularly shocking in the high-profile cases of Helmuth Buxbaum and Peter Demeter. Both were convicted of arranging the murder of their wives and both tried to collect on life insurance policies in their respective wife's name.
If you work for a company that has an HR department, please book an appointment to see them right now. Don't put it off. This is important!
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Industry members are willing to lift the standard two-year exemption for suicides and pay out policies on people who end their lives through physician-assisted death.
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The current process has all the hallmarks of other industries that have been severely disrupted: centrally controlled by a head office, highly regulated, lacking transparency, subject to byzantine rules, and a lot of process friction from start to finish. There is nothing close to "online," "real time" or "customizable" about it.
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Jane has good benefit coverage provided by her employer that provides some insurance for her and John. However, she thinks that John should consider some additional insurance because of his home-based business. So they spoke to an insurance expert about life and property coverage.
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I am very conscious of what and how I eat. And I am exercise-obsessive, not just working out like a grunting fiend, but also evangelizing my tools of choice TRX and Rip-Trainer to anyone who will listen, and many who won't. These two immutable elements of a healthy lifestyle were unfathomably foreign to me back then.
Want to know a secret? There's another tax-free way to save for retirement that the Taxman doesn't really want you to know. It's called universal life insurance, a special financial security portfolio that gives you life and health insurance coverage and a tax-deferred saving component.
If you suffered a critical illness and if money were no object, I am sure all of us would spend every last dime we had to recover and get on with our lives. Sadly, most of us are not in such a position. Therefore, where would one get the money if there were no bottomless money pouch available? Here are some ways you can use critical illness insurance to fill a financial void.
This weekend a piece of Ontario history burned to the ground with the overnight loss of the St. Jacob's farmer's market. Ironically, my husband and I had just been there the afternoon before and it ha...
From my daughter: "I spent the first 12 ½ years of my life with a dad that made me the woman I am today. Even though he's gone and I miss him every day, I know he's with me because I wouldn't be me without him. I have now spent the last 11 years (and counting) with my step-dad and I couldn't have asked for anyone better."
I asked myself if I believed that suddenly becoming a widow with a twelve-and-a-half year old daughter, going through hell, coming out the other side of it upright, and subsequently remarrying was a story in itself. It was. Then I had to ask myself the really tough questions.
Recently a 97-year-old New York man left his $40 million fortune to....no one. People need to encourage their friends and family to start sharing their wishes and their wants...to make it an acceptable discussion topic.
It is clearer than ever that most Canadians have to fend for themselves when it comes to retirement. For most retired Canadians, the combination of an employer's Defined Benefit Pension Plan, CPP and Old Age Security (OAS) provided them with a secure retirement lifestyle. This is not the case in 2013. Why?
Within a year, my husband was dead. Thirty-seven years old, father of a two-and-a-half year old. My world shattered. What made all the difference to me was that life insurance policy. When I received my check, I cried with relief. That money was my lifeline and I don't want to think about what would have happened without it. It's a frightening thought.