If you suffered a critical illness and if money were no object, I am sure all of us would spend every last dime we had to recover and get on with our lives. Sadly, most of us are not in such a position. Therefore, where would one get the money if there were no bottomless money pouch available? Here are some ways you can use critical illness insurance to fill a financial void.
Colonel Chris Hadfield's book opens with a brief description of the wonders of seeing Earth from space. For a few short paragraphs, the reader is treated to depictions of the sunrises. In the space of a few pages, however, this all ends, leaving a paean to meticulousness in its place. This book, as it turns out, is less about space than it is about being a certain sort of person.
List the many millions of things you have to do in a day. How often do you actually get all of those things done? How many of them are never completed because you never got to them the day before? Time management is never properly addressed. The truth is, juggling well is a matter of focus and coordination, and managing your life is no different.
Ultimate freedom, waking up late, working in your pj's and taking a spontaneous day off. It sounds like the dream job, doesn't it? Well, if running your own business is that glorious, why doesn't everyone do it? The fact is, being an entrepreneur is probably the hardest thing you will ever do. It will consume your thoughts, your relationships, your sleep and your life. You may never have a "day off" again. Still interested?
Sometimes when I stop to look around and analyze my life, I notice that I'm not the only twenty-something year old who doesn't have their life figured out. Each September only serves to nail that point home, in a grim yearly spectacle I call The September Blues. The annual march of students back to school feeds the nagging suspicion that I may not be doing this whole "life" thing as well as I could be. I'm not alone.
Many of us have experienced that moment when we question our career choice and start considering alternatives. It's natural, and our intuition is often right. When it's time to make a career change, a lot of us will hesitate and muddle ahead doing something we don't enjoy. Why don't we make the jump? Because fear gets in the way.
The memories of my mother are not of a cancer victim, they are not of a shaved head, or intravenous tubes, or a frail body. They are her wonderful spirit, her brave beautiful smile, and a loving acceptance of life that was contagious with everyone she touched. My mother didn't just talk the talk, she walked the walk.
For as long as I can remember, I have been an obsessive planner. I love to make plans, to organize, to prepare. And I'm quite good at it, too. Long-term goals, schedules. These are things I like. A fly-by-the-seat-of-your-pants girl, I am not. With my cancer diagnosis, a lot of things came crashing down around me.
A hectic day left me feeling pretty cranky by the time lunch was over. There was a rush out the door taking us to the local rink. When our troupe got there, something magic came over me. I remembered what it felt like again to walk in the snow toward the monkey bars. Then I realize -- each day, from start to finish is a gift.
This morning I rode shotgun in a helicopter and flew though the Himalayas. I trekked through the trails in the Solo-Khumbu, encountered yaks, donkeys, suspension bridges, porters, stunning mountains and beautiful children. For me, this is my ultimate dream. It isn't luck, it isn't a gift, it's something called life-design. How did all of that happen you ask?
What relationship comes with a lifetime guarantee? So back in 1990, I was a man on a mission. I answered an ad from someone HIV-positive in Toronto looking for a serious relationship. Even today, people still have a reaction when you tell them you've dated an HIV-positive person. My friends were supportive of this relationship but my mother for years worried about my contacting HIV. Robert passed away a decade ago. Our relationship opened up a space in my heart that wasn't there before. Risking that initial date with fear taught me existence without love is as a lifeless as a corpse.
Rather than make a resolution that you'll end up forgetting or failing at, make one that sounds exciting and dramatic, something that is achievable, fun, but also something that will push you out of your comfort zone, allowing you to become (even slightly) a better person. It is this change that is your reward.