Canada Money

So Much For Being Superstitious

Fransi Weinstein | Posted 08.25.2016 | Canada
Fransi Weinstein

My palm was so itchy this morning it woke me up. I looked to see if I had a rash or dry skin. Nope. Well, I thought to myself: "I guess that means ...

4 Tips To Help Students Achieve Their Financial Goals

Laura Plant | Posted 08.03.2016 | Canada Business
Laura Plant

Great Expectations is more than just a book on an English lit syllabus -- it is what most first-year post-secondary students start out with. I know I did. I went into Life Sciences, thinking I'd become a doctor. I had it all mapped out from start to finish, and figured it was a relatively straightforward process to get from A to B. Wrong!

A Letter To My Younger Self

Cindy Crean | Posted 07.19.2016 | Canada
Cindy Crean

Close to 42 per cent of investors believe the Canadian economy will enter into a recession in 2016, according to the Market Sentiment Report by Sun Li...

Summer Jobs Build Money Smarts

Cairine Wilson, CPA Canada | Posted 07.14.2016 | Canada Parents
Cairine Wilson, CPA Canada

That initial job can also serve as an ideal springboard to talk money management with your kids and help strengthen their financial knowledge.

6 Reasons It's Important To Both Save And Invest

Posted 07.12.2016 | Canada Business

We list six reasons why it’s important to both save and maximize your hard-earned dollars.

Opportunities To Save In A Day

Posted 07.04.2016 | Canada Living

It may seem like you can’t afford to save, but there are daily opportunities to be frugal.

Saving And Investing: Which One Do I Choose?

Posted 06.27.2016 | Canada Living

There are many ways to save and invest, and both are important to your financial well-being.

Hey, Big Spender (You're Kind Of A Douchebag)

Mike Sholars | Posted 06.23.2016 | Canada Living
Mike Sholars

We live in a world where those with various forms of privilege -- gender, racial or monetary -- are dunking on the rest of us all the time. There's no corner of society where those who were lucky enough to be born into a good situation (and let's be real: it's a luck thing) don't reap the benefits. But we try our best to push on and get what we can in our own way. It's life as we know it. Until some guy gets a feature article in reputable magazine in the biggest city in the country just to tell boring-ass stories about how great it is to be rich, and how we should all try it sometime.

Are You Financially Prepared To Weather A Natural Disaster?

Brian Gervais | Posted 06.22.2016 | Canada Business
Brian Gervais

When disaster strikes, the costs -- both emotionally and financially -- can be significant. While it's impossible to predict when and where the next emergency scenario or disaster may strike, the principles of preparedness remain the same.

These Apps Will Make You Richer

Posted 06.20.2016 | Canada Living

Want to be smarter with your money? Head to the app store to find hundreds of useful programs that help track your spending and organize bills so that you can head down the path toward affluence.

Engaged? You Better Start Saving Now

Alyssa Furtado | Posted 06.14.2016 | Canada Business
Alyssa Furtado

Although it sounds unromantic, you essentially set a new savings milestone when you pick your official wedding day. Think about those costs that come after the wedding -- a house, kids, vacations, retirement savings. The last thing you want to do is go into debt to pay for a single day before the rest of your life takes off.

Are the Joneses Really Wealthier Than You?

Tea Nicola | Posted 06.10.2016 | Canada Business
Tea Nicola

Keeping up with the Joneses is nothing new. But thanks to social media, our friends' lifestyles can be hard to ignore. The need to show off, the desire to have what others have, and the ease at which we can obtain credit, all contributes to the pressure we feel to keep up. It's a pressure felt globally, regardless of income bracket. Have you ever noticed how many celebrities have declared bankruptcy?

Make Additional Income From Your Interests

David Lester | Posted 06.08.2016 | Canada Business
David Lester

Which one of your interests can you turn into income? Make a plan. Develop a website. Promote it on all of the social media outlets like LinkedIn, Facebook, Twitter and YouTube. You can even build audiences with the help of Facebook ads. Build up your community of followers and then sell them services that their followers will love!

The Fintech Revolution Is Just Getting Started

David Lester | Posted 05.19.2016 | Canada Business
David Lester

You can now open savings and chequing accounts, manage your retirement and investment accounts and get loans online, never mind being able to leave your wallet at home and use your phone to buy everything. Here are the top companies that can take you from money 2D banking to 3D.

What To Do With Your Tax Refund

Wade Stayzer | Posted 05.16.2016 | Canada Living
Wade Stayzer

When a refund is granted, keep in mind that this money was yours to begin with, not a gift from the government. Nonetheless, it's still great to receive those additional funds. Now that you have that extra cash on hand, let's look at ways to maximize your tax refund and get it working for you.

Prince Didn't Have A Will, Make Sure You Do

David Lester | Posted 05.04.2016 | Canada Living
David Lester

Make sure you have an up-to-date will in a place where your executor, spouse or kids can find it. If you die without a will you do not have a say in who your beneficiaries are or who administers your estate.

The Top 10 Tips For Spring Cleaning Your Finances

Wade Stayzer | Posted 04.27.2016 | Canada Business
Wade Stayzer

Cleaning out the cupboards, taking stock of items that need to be retired or repaired, and outright purging in some cases, is often what is done as the weather changes. And while it's common to want to get your house in order, it's not so common to do the same with your finances.

How To Take Control Of Your Finances

Brian Gervais | Posted 04.26.2016 | Canada Living
Brian Gervais

Currently job losses have been concentrated in the energy sector, but more job losses are expected across industries that depend on investment and activities in the energy sector. This rising unemployment coupled with a correction in the housing market is putting a further strain on indebted households.

The Future Of Canadian Currency May Be Digital

David Leonhardt | Posted 04.26.2016 | Canada Business
David Leonhardt

Electronic money, or e-money, has arrived. It can be transferred through smart phone, tablet, computer, or other ways. This way, people can make quick payments with their phones -- even in physical settings like the grocery store. Will cards be replaced by e-money, the way cash has been mostly replaced by cash?

Want Your Kids To Be Money-Smart? You're Their Best Teachers

Cairine Wilson, CPA Canada | Posted 04.19.2016 | Canada Parents
Cairine Wilson, CPA Canada

Our kids are often most receptive to advice when it starts at home. The best time to begin is now. For example, even preschoolers are ready to start thinking about finances. If they know mommy or daddy goes off to work, they can understand why -- the answer is to earn money.

How To Avoid "FOMO" When Buying A New Home

David Lester | Posted 04.19.2016 | Canada Living
David Lester

Many people are rushing into the housing market due to FOMO (Fear of missing out) and there could be some BIG consequences when interest rates go up. There is a good news bad news scenario to buying right now and everyone in the housing market needs to know what to expect. Before you rush in, here is the good and the bad to buying right now.

After 10 Years, What's Next For Digital Commerce?

Cameron Schmidt | Posted 04.18.2016 | Canada Business
Cameron Schmidt

The smartphone is not only becoming our primary source for Internet use -- it's dramatically changing money, and how we transact. What we're seeing today is a fundamental change in the evolution of money, driven by mobile that has -- and will continue to have -- major implications for retail and digital commerce.

Is A Joint Bank Account Right For Your Relationship?

David Lester | Posted 04.08.2016 | Canada Living
David Lester

If you're both feeling the love, keep one account and pay everything from that account.

More Isn't Necessarily Better

Sarah Vermunt | Posted 03.31.2016 | Canada Living
Sarah Vermunt

I work from home on Fridays. It feels like such a treat. I don't set an alarm, so I wake up when my body wants to. I shlepp around in jogging pants and I spend the day writing or working on administrative stuff. I take a long lunch and I enjoy a manicure or a hot bath or a sunny stroll. I love that I can do that.

How Starving Artists Can Create A Stable Income

David Lester | Posted 03.31.2016 | Canada Business
David Lester

All the tips on budgeting are based on people who get paid on a regular schedule, but if you're an actor, musician, etc., you'll get a chunk of change all at one time and then often have a dry spell. It's so easy to blow through the money that you get paid and then have nothing left for the few months that you're waiting for that next gig.