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It's often said that a penny saved is a penny earned, but when it comes to saving for the future, cents just won't cut it. Fortunately, there are so many ways you can get smart about your spending hab...
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What's your spending style? Do you save up for months and indulge in one big-ticket item, or are you the impulsive shopper with a closet filled to the brim with clothes that you've never worn? Find ou...
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Predatory marriages are unfortunately a growing phenomenon in Ontario. A predatory marriage occurs when a man or a woman enters into a relationship with an elderly individual exclusively for the purpose of gaining access to their estate.
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As a personal finance expert I know how important security is. You can spend years saving wisely, only to be duped by a savvy fraudster. Read about all of that in the Little Book of Scams provided by the government of Canada. It outlines all the latest ways fraudsters are trying to get their hands on your information.
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The traditional reasoning is that it gives the wrong impression (that you're only interested in money), and that it pushes the conversation into a negotiation (and you've just blinked first). Is this accurate?
A few years back, a longtime friend of mine gave me a tip on an offshore investment opportunity. Perfectly legal, she explained, and with a startlingly high return. As investment opportunities go, I thought it was somewhere between ridiculous and clinical insanity. And yet I was hard pressed to say no.
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At the time they were phased out, pennies cost the Canadian Mint 1.6 cents to produce. Doesn't make much cents, does it? Getting rid of them ended up saving taxpayers up to $11 million a year, which is advantageous.
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If I gave you $500 a month to put towards your debt, what's the best way to use it? Should you chisel away at the debts with highest interest rate? Or knock off the smaller ones first? The answer might surprise you.
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Money worries exist across income levels, and across the country. A new study fielded by Ipsos has found that three in 10 Canadians say they feel insecure about their financial health, defined as "a state of overall well-being where a person can fully meet current and future financial obligations to enjoy the things that matter most in life."
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From the students I've talked to, many think that scholarship and bursaries are only available to top grade earners, but the truth is -- that there are many options available for students across every discipline of study, diverse background and level of study. The catch to getting this free money?
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Let's be honest: when it comes to personal finances, 2016 was a really bumpy year for many people. As the year comes to a close, it might be a good time to take a step back and reflect on how well you...
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"She represents courage, strength and determination."
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I did not start out as a budgeting super star. I made lots of mistakes along the way. But once I got the hang of it, I was hooked. I loved the process of figuring out how to save for a goal, and getti...
As we near the end of Financial Literacy Month, it's a good time to remind us all that financial literacy is something that should be an ongoing journey of learning and practice. Taking charge of one's financial future is a continual process, not a one-and-done task.