Bridging The Confidence Gap Between Women And Wealth

Cindy Crean | Posted 11.20.2015 | Canada Business
Cindy Crean

With a longer life expectancy, women have to realize the impact that overly conservative investing can have on their ability to reach their financial goals.

We Need to Invest in 21st Century Innovation Infrastructure

Michael Cayley | Posted 10.16.2015 | Canada Business
Michael Cayley

In the run up to next week's federal election who is really listening to the startups that make our economy healthy? While we like to think of ourselves as having a market economy it is virtually impossible to do a startup in Ontario without running into the distortion of a government funded gatekeeper.

Subsidizing Private Sector Risk Makes Canada Less Competitive

Michael Cayley | Posted 10.15.2015 | Canada Business
Michael Cayley

Almost all innovation policy and spending by the Ontario and Federal Governments are focused on subsiding private sector risk. These kinds of government programs create artificial gatekeepers, arbiters empowered to make capital allocation decisions despite never having "been there and done that" -- or often being less qualified to evaluate a new billion-dollar-plus opportunity than the startup founders they are judging.

Caitlyn Jenner Proves Taking Risks Can Help Your Career

Rhonda Scharf | Posted 06.04.2015 | Canada Living
Rhonda Scharf

What was the biggest risk you've taken with your professional life? Caitlyn Jenner took a risk that could have cost her the money that comes with being a public figure. She had no idea if the public would accept her, if she would be a "celebrity" or not. The risk was worth it for her, even if the risk sent her into obscurity.

The Risks In Making Real Estate Offers Without Subjects

Atrina Kouroshnia | Posted 05.23.2015 | Canada British Columbia
Atrina Kouroshnia

While an offer with no subjects could certainly be more attractive to the seller, I do not advise my mortgage clients to go in without subjects due to the potential risks involved.

25 Reasons for Risk Management Failure

Richard Leblanc | Posted 04.26.2015 | Canada Business
Richard Leblanc

I am speaking tomorrow to directors and officers about oversight of risk management by boards of directors. I prepared a list of 25 reasons that risk ...

Technology-Ignorant Boards Are Costing Shareholders Billions: What Should Boards Do Differently?

Richard Leblanc | Posted 02.08.2015 | Canada Business
Richard Leblanc

In the area of technology, are boards fulfilling their duty of care in overseeing management and protecting shareholders' investment? Indicators are that many boards and directors may not be. Plaintiffs' lawyers are suing companies and their boards over technology failure. Here are some recent statistics and trends.

The 12 Wild Phases of Entrepreneurship

Sarah Vermunt | Posted 12.28.2014 | Canada Business
Sarah Vermunt

Face-saving entrepreneurs will call this a "pivot," which basically means, "I was doing this one thing, and now I realize I should be doing this other thing instead." You might feel like a fool for not getting it right the first time around, but I challenge you to find any entrepreneur who got everything right from the get-go.

Canada's Corporate Governance Guidelines Are Out of Date

Richard Leblanc | Posted 12.28.2014 | Canada Business
Richard Leblanc

In my teaching, research and consulting, I no longer use "NP-58201 Corporate Governance Guidelines," June 17, 2005 ("Guidelines"), that apply to publicly traded companies in Canada, as an example of exemplary corporate governance. Here are the ten deficiencies to the guidelines as I see them.

Your Emotions Rule How You View Investment Risk

Coreen T. Sol, CFA | Posted 12.21.2014 | Canada Business
Coreen T. Sol, CFA

No one likes permanent loss of capital and no one seeks to have a drop in the value of his or her assets. What we need to understand is if you can sleep at night when your monthly statement value has dropped by some amount. More importantly, will it impact your ability to enjoy your life and meet your personal financial obligations, if this were to occur?

Nigeria's Optimism Amid Ebola's Threat

Neil Seeman | Posted 11.23.2014 | Canada Impact
Neil Seeman

Optimism resides in Nigeria, despite the potential horrors of Ebola's global spread. Why so? As of September 23, the Centers for Disease Control has 21 confirmed cases with eight deaths in Nigeria from Ebola. That number is low. This is, in part, because childhood education is essential to the rising Nigerian economy.

How Being Vulnerable at Work Can Work for You

Sarah Vermunt | Posted 11.09.2014 | Canada Business
Sarah Vermunt

Whether it's making amends with a colleague, asking for a raise, requesting help, admitting you don't understand, or going for the promotion, good things can happen when you take down your walls. Yes, bad things can happen too, and there is the risk of disappointment.

Go Nuts -- Eating More Is Good for You

Marilyn Linton | Posted 09.29.2014 | Canada Living
Marilyn Linton

Contrary to our common perception of nuts as unhealthy, Dr. Sievenpiper found a modest decrease in blood fats known as triglycerides and blood sugars among people who added tree nuts to their diets compared to those who ate a control diet.

Three Secrets to Unravelling Risk

Kelsey Ramsden | Posted 09.22.2014 | Canada Business
Kelsey Ramsden

Ever felt like risk stopped you from doing something you truly desired? Ever had risk keep you up at night?

Risk Tolerance Is Nothing to Take Lightly

Coreen T. Sol, CFA | Posted 08.17.2014 | Canada Business
Coreen T. Sol, CFA

Every time you sit down with an investment professional, you are asked what your risk tolerance is. Regardless of the method for defining the risk you'll accept in your investment portfolio, you are wise to define the meaning at the outset with the person administering your money. It will save you a lot of sleepless nights.

Don't Invest in Worries

Tim Paziuk | Posted 08.13.2014 | Canada Business
Tim Paziuk

If you're an average Canadian, you probably own a principal residence and have a few dollars invested or saved somewhere. If you have money invested in stocks, bonds or real estate, you may be concerned about losing your money. This is a reasonable thought; although, depending on what you're invested in, your concern (read: worry) is probably a waste of time.

How to Think About Taxes

Tim Paziuk | Posted 08.06.2014 | Canada Business
Tim Paziuk

Unlike the average Canadian, I consider myself a tax nerd. It's front and centre in my thoughts for most of my waking hours. Now you might find that boring and weird, but it's people like me who are trying to help people like you. Here's a simple example of how my brain thinks about taxes.

Twerk All You Want, Just Don't Get a Lip Tattoo Like Miley's

Jason Tetro | Posted 05.31.2014 | Canada Living
Jason Tetro

2012-05-28-GermGuyBanner.jpg When it comes to the climb of pop stardom, Miley Cyrus has proven she can't be tamed. Earlier this month, the singer posted a photo showing a new tattoo in a rather unlikely place: her lower lip. Unlike the other maneuvers, which may have social consequences, this one could lead to medical problems.

The Danger of Parents Who Police Other Parents

Stephanie Knaak | Posted 05.12.2014 | Canada
Stephanie Knaak

For my son's birthday, a parent wasn't comfortable with my husband and I driving her child from a gymnastics centre to our house. Fair enough. But what of the consequences of such vigilance towards our fellow parents? To what extent do these kinds of parent-against-parent preemptive risk aversion strategies threaten the fabric of mother-to-mother relations?

Beyond Wine, Coffee and Cigarettes: Tips For a Safe Pregnancy

Vivien Brown | Posted 04.09.2014 | Canada Living
Vivien Brown

If painting the baby's nursery is a part of your pre-natal plans, use latex (water-based) products in a well-ventilated area. Avoid oil-based paints, paint thinners, varnish removers and substances such as lacquer. Many solvents give off volatile compounds that can put you at greater risk of pre-eclampsia (high blood pressure in pregnancy).

5 Things You Need to Know Before Starting a Business

Alana Hurov | Posted 12.10.2013 | Canada Business
Alana Hurov

Ultimate freedom, waking up late, working in your pj's and taking a spontaneous day off. It sounds like the dream job, doesn't it? Well, if running your own business is that glorious, why doesn't everyone do it? The fact is, being an entrepreneur is probably the hardest thing you will ever do. It will consume your thoughts, your relationships, your sleep and your life. You may never have a "day off" again. Still interested?

Canadian Innovation: We Can't Play it Safe Any Longer

Saeed Selvam | Posted 08.25.2013 | Canada Business
Saeed Selvam

In Canada, we like to play it safe and for the most part, it's paid off. Tight regulations and the centralization of banking powers helped us weather the economic storm of 2008. But we're a different Canada now. Canada's potential is remarkable, we need to believe in that potential and invest in its development before looking elsewhere for inspiration. It's all right here.

The Chemicals Obstetricians Are Speaking Out Against

Kapil Khatter | Posted 08.21.2013 | Canada Living
Kapil Khatter

The Royal College of Obstetricians and Gynaecologists of the United Kingdom says pregnant women should make an effort to avoid exposures to chemicals in consumer products. The dogs have started barking right away, with critics immediately slamming the obstetricians for scaremongering.

What You Really Need to Worry About When You Invest

Tim Paziuk | Posted 08.07.2013 | Canada Business
Tim Paziuk

I come across a lot people who have been taught to equate the idea of 'risk' with losing their money. A common fear is that if they invest in the stock market, they might lose their money. But is that really what you have to worry about? I don't think so.

How Do Business Boards Prepare for Terrorism?

Richard Leblanc | Posted 07.07.2013 | Canada Business
Richard Leblanc

I am currently advising a board whose company is a target for a terrorist attack. Many other companies in transportation, utilities, defense, property development and financial services could take a page from below. Here are six areas for boards to focus on to prepare for a possible terrorist attack.