Saving Money

Healthy Financial Habits Make For A Happy Holidays

Cairine Wilson, CPA Canada | Posted 11.19.2015 | Canada Business
Cairine Wilson, CPA Canada

CPA Canada released a Summer Spending Followup Survey, which revealed that 42 per cent of those surveyed were essentially on-budget this past summer. What does this have to do with holiday spending? Quite a bit, actually. Those who fared better followed a few basic principles we might all want to remember.

After 45 Years, One Man Finally Cashes In All His Pennies

The Huffington Post Canada | Arti Patel | Posted 11.10.2015 | Canada Living

Why saving every penny counts!

Take The 'Boo' Out Of Halloween Spending

David Lester | Posted 10.30.2015 | Canada Living
David Lester

Halloween is getting more popular than Christmas and almost more expensive. I'm going back to the days of making my own costumes and having cheap and cheerful parties that are super fun. Here are some savvy strategies to take the "Boo" out of Halloween spending!

It's Time To Put Financial Literacy In The Spotlight

Cairine Wilson, CPA Canada | Posted 10.28.2015 | Canada Business
Cairine Wilson, CPA Canada

The fact many Canadians are living beyond their means and are vulnerable to economic shocks highlights the importance of Financial Literacy Month (FLM), which takes place each November in Canada. This year, FLM aims to use the national strategy as a springboard to rally support across the country in the effort to help Canadians become better money managers.

5 Fashion Hacks to Help You Transition From Summer to Fall

Sari Friedman | Posted 09.23.2015 | Canada Style
Sari Friedman

Fall is the time of year when we are due for a wardrobe update. You may want to spend a little more on a couple of classic pieces but stretch your dollar when it comes to trendy items. How to dress for the in-between-season can leave us stumped.

Talking About Money Is Good for Your Health

Anita Saulite | Posted 09.22.2015 | Canada Business
Anita Saulite

The American Psychology Association 2014 survey shows that "stress related to financial issues could have a significant impact on our health and well-being." Almost seven out of 10 feel stressed over money matters.

How to Recreate Your Favourite Celebrity Looks for Less

Sandra Hanna | Posted 09.18.2015 | Canada Style
Sandra Hanna

With film festival season in full swing and awards season gearing up, scoping out celebrity fashion and style are at an all time high! From the clothes they wear to the cars they drive, fans often want the products and looks that their favourite stars are sporting. Here are some of my favourite clever ways to recreate a look for less!

Are Canadians Getting the Most From Their Retirement System?

Bob Stammers | Posted 09.17.2015 | Canada Business
Bob Stammers

As provincial and federal governments attempt to improve our retirement system, one has to ask whether Canada currently has an ideal system and what can be done to strengthen it. Determining the best way forward can be challenging, since retirement security spans government politics, employer practices, individual investor education and cultural differences.

Teamwork Helps Students Address Financial Challenges

Cairine Wilson, CPA Canada | Posted 08.21.2015 | Canada Parents
Cairine Wilson, CPA Canada

The post-secondary years are the ideal time to lock in great habits and fill any gaps in your children's financial education. Regardless of whether there are savings set aside or loans to be taken, managing the dollars matters. It's our young people who gain the most from good advice as they take on increased responsibility.

5 Savvy Spending Tips for Back-to-School Season

Sandra Hanna | Posted 08.18.2015 | Canada Parents
Sandra Hanna

Canadians are feeling the penny pinch. According to a whopping 43 per cent of Canadian parents view back-to-school as a financial burden on their families. To help ease the pain class is in session and with a little savvy spending from my top five tips, your dollar will be stretching further this season!

Amid Debt Boom, Some Canadians Choose To Be 'Super Savers'

CBC | Posted 08.17.2015 | Canada Business

There's no denying Canadians have a love affair with loans. From credit card bills to mortgages, we're carrying near-record levels of debt. But som...

Planning a Budget-Savvy Getaway This Summer

Adrienne Down Coulson | Posted 08.10.2015 | Canada Travel
Adrienne Down Coulson

As summer draws to an end, now is the time to squeeze in that much needed vacation. If you are open-minded and flexible, you can book an escape that leaves tomorrow or travel somewhere you never considered before.

Keep a Money Diary and Become Better With Your Spending

David Lester | Posted 08.05.2015 | Canada Business
David Lester

I have had a money diary for as long as I can remember. I like to write down things like new investment ideas, work ideas, my goals and net worth target for the year. When I'm on vacation I use my diary to write down everything that I want to see and what I've spent that day.

5 Tips to Stretch Your Dollar This Summer

Sandra Hanna | Posted 07.28.2015 | Canada Living
Sandra Hanna

With the unlucky loonie continuing to drop, Canadians are pinching their pennies and watching their savings. According to a recent survey from digital offers site, 73 per cent of Canadians are worried about the nation's economy. However, a little savvy spending will help to satisfy needs and wants.

5 Money Lessons to Teach Your Kids

David Lester | Posted 07.22.2015 | Canada Parents
David Lester

These five lessons made me a personal finance expert and provided the foundation for an awesome life. Money is a fuel for all the things that you want to be do in life and being smart with it makes things easier. Get your kids to understand and love money as soon as you can. Hard work and mastering money will take them the distance.

5 Money Hacks for Millennials

David Lester | Posted 07.10.2015 | Canada Business
David Lester

Happy halfway through the year! How has your year been going financially? Did you get the promotion you were hoping for? Have you been paying down your debt and getting on top of your money? If the answer is no, that's OK, because we still have six more months to go until next year!

10 Savvy Wedding Spending Tips to Keep Your Budget in Check

Sandra Hanna | Posted 07.06.2015 | Canada Living
Sandra Hanna

According to a recent survey by coupon site revealed Canadians spend an average total of $776 on gifts for wedding related events such as showers, engagement parties and the actual ceremony. And that's just one wedding! To keep your wedding budget in check, I've pulled together my top ten savvy spending tips.

5 Ways to Save Money With Your Smartphone

David Lester | Posted 07.03.2015 | Canada Business
David Lester

I love my smartphone! I go to bed after scrolling through Facebook and LinkedIn posts. It tells me how many calories I've consumed and calculates how many calories I've burned based on how much I've walked. But most importantly it helps me save and make money!

Why Canadians Are Loyal to Homegrown Products

Adrienne Down Coulson | Posted 07.01.2015 | Canada Business
Adrienne Down Coulson

It comes as no surprise that Canadians like their local breweries and prefer Canadian beer -- plenty of which will be enjoyed this coming Canada Day. Beer, second to local food, tops the list as the product most Canadians prefer to buy Canadian, according to a new study by The decision to purchase Canadian products extends beyond economic benefits. Successful businesses can also give back to the community through sponsorship, charity and contributions to the arts, culture and sports, and locally sourced products means a reduced carbon footprint.

Let's Become the True North Strong and Debt-Free

Jeffrey Schwartz | Posted 07.15.2015 | Canada Business
Jeffrey Schwartz

Canadians have many reasons to celebrate as their nation turns 148 years old tomorrow. They can even feel a bit of pride in an area that normally provides a healthy dose of shame in the headlines: personal finance. Let's take a look at a list of Canadian financial accomplishments along with lessons we can use to help us become the True North, Strong and Debt-Free.

7 Tips to Come Out of University Financially Set

David Lester | Posted 06.22.2015 | Canada Business
David Lester

The start of summer is the last time that students want to think about university and their future, but the time is right to start building a plan. With school getting more expensive and good jobs hard to get when you graduate it's crucial to put some strategies in place.

How to Resist the Summer Splurge

Jeffrey Schwartz | Posted 06.19.2015 | Canada Living
Jeffrey Schwartz

Let's face it -- as a nation, our collective summer starvation turns us into ravenous sun-worshippers, giddy and eager to soak up every moment. And for many of us, money proves no obstacle, even if it means going into debt.

Take Advantage of the "Big Rocks" That Can Make You Rich

David Lester | Posted 05.25.2015 | Canada Business
David Lester

It's the good "Big Rocks" that can actually make you wealthy (or poor) so let's concentrate on the big rocks! Large items that can make you poor are things like expensive dinners, cars, boats and big ticket clothing. And then things like business equity, investments, and property are the big items that make you rich.

Freeze Your Credit Cards and Save While Summer Heats Up

David Lester | Posted 05.12.2015 | Canada Business
David Lester

It's almost summer and the time when most people spend a fortune. It's so easy for us to spend out of control trying to make up for the crappy winter. But as your spending starts to heat up why not put a freeze on it by getting rid of your cards? You and your money will be nice and cool before winter comes.

How to Budget for All the Items on Your Bucket List

David Lester | Posted 05.06.2015 | Canada Living
David Lester

When creating a budget for your bucket list you have to keep in mind a bunch of things. The first thing is that there will always be more items to spend on vs. how much you bring in. We have one kick at "the bucket" so let's all make sure that we use our money as a fuel to get everything we want in life. This is how you do it.