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New Circles offers gently worn clothing for free to students who face financial challenges.
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Keep track of your expenses for two weeks and see how it lines up to your budget. It can be eye-opening to see where you're spending your money! Little things like bringing your lunch instead of buying it and brewing your own coffee at home instead of stopping on the way to work can add up. Walking or riding your bike to work can help you save on gas and parking while getting fit.
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After the financial crisis, I asked one of our executives how Canada had managed to sidestep the deep pain felt in the U.S. "I'm not sure we did," he pushed back. "Maybe it just hasn't happened yet." Fast forward to 2017 and here we are, fretting over housing bubbles and record-high debt levels.
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You might think of money stress as just a fact of life. A lot of people struggle with credit card debt, debt management and other financial problems. Here's what the research says about the link between money stress and financial problems -- and four ways to mitigate that stress.
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Back in 2013, the province said they would lower auto insurance rates by 15 per cent. Since then rates have decreased overall, but the road to achieving a 15 per cent reduction in rates is long and the final destination is still off in the distance.
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It's not about the coins you save but how easy it is to save.
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Sometimes it pays off to go old school.
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Let's be honest: when it comes to personal finances, 2016 was a really bumpy year for many people. As the year comes to a close, it might be a good time to take a step back and reflect on how well you...
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Ever sensitive to finance, we thought we'd touch, today, upon ways in which to conserve dollars around the home. Call us "frugalistas," tight wads or simply canny Scottish gents, but be assured: wherever possible, we won't overspend.
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I've always promoted living a lifestyle that helps you save money. That's why I have embraced the minimalist trend, and I have to say I never knew how much free time I had until I got rid of my old stuff and how much money I would save by living with less.
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A recent survey done for Presidents Choice Financial revealed that while only 44 per cent of millennial parents would have considered regular savings on groceries a high priority before kids, 76 per cent of this group agree grocery savings are highly appealing today. But groceries aren't the only thing they're looking to save money on.
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The expectation is that social people will be the ones with zero savings, loads of debt on BMWs and flashy condos that are rented. None of that has to be true! Buying trendy lofts in the "up and coming" areas of the city, budgeting for partying, automating RRSP contributions, and using your ah-mazing charm and whit can get you ahead in a lucrative career. Popular people can be financially savvy too!
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Where did the summer go? My little girl is off to Junior Kindergarten, and I've been trying to savour every second. The back-to-school shopping ads are a clear indication that fall is around the corner and it also signals the beginning of one of the busiest shopping seasons of the year.
People shop at thrift stores for many reasons. I hail from Britain, where second-hand clothing was not a source of shame but a way of life. Here in Canada, our family has a limited budget for clothing, preferring to pay for canoe trips and soccer programs. But the best reason for thrift shopping has less to do with how we look -- and everything to do with the lives we touch.