Savings

3 Reasons To Consolidate Your Investments

Along the way, you've assembled a trail of savings -- a locked-in retirement account here, a defined contribution pension plan there, a mutual fund account at your bank and some stocks in a discount brokerage. It doesn't take long before your assets start to look like a jigsaw puzzle with pieces in various places.
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Why I Chose A Career In Gold

When the US went off the gold standard in 1971, all currencies essentially became fiat monies, with their value derived from the governments that issue them rather than from commodities. This was the birth of instability of floating currencies. This is why gold is powerful.Gold isn't about getting you rich, gold is about preserving value and purchasing power -- avoiding what makes you poor.
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Engaged? You Better Start Saving Now

Although it sounds unromantic, you essentially set a new savings milestone when you pick your official wedding day. Think about those costs that come after the wedding -- a house, kids, vacations, retirement savings. The last thing you want to do is go into debt to pay for a single day before the rest of your life takes off.
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Do You Need A "Rainy Day" Fund?

Many financial institutions, books, and blogs recommend setting up a rainy day fund in liquid cash of 3 to 6 months salary to help you during times when your regular income is disrupted or major emergencies. Situations such as sudden job loss or unexpected home repairs can hit hard if you're unprepared.
Anthony Rosenberg

Save Early, Save Often

The world is less linear than ever before. Whether you're collecting your first paycheque or gearing up for the golden years of retirement, a solid financial plan can help guide you towards a brighter life, regardless of what path you choose to take. Here are a few handy hints to help plan for some of life's big moments.
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Do You Really Need An RRSP?

The younger generation does not have the same kind of job security and employers are hiring more people on contract. Some people will choose to start their own businesses instead of being employees. Workplace pension plans are almost extinct. Now it would seem that saving for your retirement is up to you.