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"This situation is not the Trudeau government’s fault."
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A recent survey done for Presidents Choice Financial revealed that while only 44 per cent of millennial parents would have considered regular savings on groceries a high priority before kids, 76 per cent of this group agree grocery savings are highly appealing today. But groceries aren't the only thing they're looking to save money on.
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That initial job can also serve as an ideal springboard to talk money management with your kids and help strengthen their financial knowledge.
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We live in a world where those with various forms of privilege -- gender, racial or monetary -- are dunking on the rest of us all the time. There's no corner of society where those who were lucky enough to be born into a good situation (and let's be real: it's a luck thing) don't reap the benefits. But we try our best to push on and get what we can in our own way. It's life as we know it. Until some guy gets a feature article in reputable magazine in the biggest city in the country just to tell boring-ass stories about how great it is to be rich, and how we should all try it sometime.
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What you don't have to do forever is live with debt. You don't have to spend every month calculating how much you can afford to put towards debt repayment, while continuing to use credit, and staying in the never-ending cycle of borrowing money and trying to pay it back. It's not an easy cycle to get out of; I know that firsthand.
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From buying a new winter coat and gift exchanges with friends, to purchasing a ticket home and celebrating the end of exams, there is no doubt that the holidays and New Year's Eve can put stress on a student's finances.
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For the savvy shopper, spending holidays can be a great time to save a few bucks on your gift list -- but getting caught up in these sales has a downside. The good news? Your method of payment can go a long way in protecting you from shopping pitfalls.
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CPA Canada released a Summer Spending Followup Survey, which revealed that 42 per cent of those surveyed were essentially on-budget this past summer. What does this have to do with holiday spending? Quite a bit, actually. Those who fared better followed a few basic principles we might all want to remember.
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For most households, the holiday season is an enjoyable time of year to spend with friends and family but it can also be one of the most stressful -- with travelling, hosting and gift-buying all being a major drain on the household finances. Follow these tips to have an enjoyable holiday season while keeping your wallet intact.
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After six weeks at school, students may be surprised by how much it actually costs to live independently. When I first moved out on my own, I was amazed by all the hidden costs. Living at home, my parents covered most expenses -- from groceries to toiletries -- and I never gave it a second thought.
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Do you have a list of savings goals you're currently working towards? A running list of things you actually need to buy? Or were your answers impulsive - full of wants that would satisfy you in this moment rather than needs that could help you for awhile? The question sounds innocent enough. But the question is everything that's wrong with the money mindsets being instilled in us.
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Canadians line up on Boxing Day, while Americans go crazy for Black Friday sales. They have Macy’s and we have The Bay. We may share a border and an ever-growing number of retail therapy options with...
The slowdown in total spending on prescriptions in Canada masks dramatic changes in the pharmaceutical sector. Beneath the calm surface lies a rapid decline in spending on widely used medicines to treat relatively common conditions, and even more dramatic increases in spending on medicines used by relatively few people who suffer from serious conditions.
Is it possible for the average person on a budget to have fun at Christmas and do a bit less damage to the planet? Going without gifts may seem a hardship but instead of buying presents we too can focus our festivities on people's interactions, on having fun together, or new experiences.