Steven Uster
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Steven Uster is the Founder of Zillidy, a Canadian alternative finance company that provides personal asset loans using jewelry, luxury watches, gold and precious metals as collateral. The company offers complimentary appraisals and shipping as well as a flexible loan repayment schedule and impeccable client service.

Entries by Steven Uster

What Really Makes a "High Interest" Loan

(0) Comments | Posted June 4, 2013 | 5:15 PM

A recent study in the U.S. examined the cost to the economy of payday loans. This study led to numerous news reports and spurred a debate about the merits (versus the costs) of short term financing -- aka "high interest loans" -- in general. The focus...

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The Next Big Thing in Funding Innovation

(0) Comments | Posted April 17, 2013 | 12:17 PM

Once upon a time there was a financial sector. And, there was a technology sector.

The financial sector was the place burgeoning tech ideas went to get the money needed to make their innovative and entrepreneurial ideas a reality.

For years technology entrepreneurs relied...

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How LinkedIn Helped My Business

(0) Comments | Posted March 19, 2013 | 12:29 PM

Everyone said I had to use LinkedIn when I was working to launch Zillidy. While no one was specific as to how exactly I should use it to my advantage, my experience has, as they say, made me a believer.

There are three ways I was...

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Is Now Really a "Great" Time to Take on Debt?

(5) Comments | Posted March 7, 2013 | 11:18 AM

BMO's recent decision to lower its mortgage rates and potentially trigger yet another mortgage price war among Canadian banks led to Finance Minister Jim Flaherty cautioning banks not to engage in a "race to the bottom" with rates.

This has triggered a debate among analysts...

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The Cost of Borrowing From a Bank

(0) Comments | Posted February 25, 2013 | 11:00 PM

The competition continues to intensify between Canadian bank and non-bank lenders to carve out their share of the $18.4-billion market for small-business loans of up to $250,000.

But as entrepreneurs assess their options, here are 10 points to consider that, in addition to the headline interest rate, impact...

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The Rise of Online Pawn Shops

(4) Comments | Posted January 30, 2013 | 11:39 AM

In recent years we've seen the growth of two market realities that have now come together to create one new and fast growing industry. The first is people's increased comfort with online financial transactions. With better security and growing adoption of online banking and payment, people...

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