Like guilt, there's an effect called "success by association," and people are willing to give you credit for things you were so far away and foreign to, you'd need a passport to make your way back in. When offered it, say thanks and let it make up for all the things you deserve credit for, but will never get. It will make others happier.
While it took a few years after the financial crisis for financial services start-ups to get their business models refined to the point where they can come to market they are here now, and these alternative financial services technology companies are becoming viable and increasingly common sources of financing for entrepreneurs and small businesses.
Every year thousands of Canadians fall victim to identity theft and fraud. March is Fraud Prevention Month. The good news is, by managing your personal information wisely, cautiously and with awareness of the issue, Canadians can help guard themselves against identity theft and fraud. This is why it is so important for us all to protect our personal information.