Insurance

anyaberkut via Getty Images

6 Questions to Ask Before Buying Travel Insurance

I made the huge-ass mistake of packing a valuable item -- Luckily, theft was covered by my travel insurance. Or so I thought. The insurance representative regretfully informed me that although stolen baggage was covered, my claim wasn't eligible. It was a baffling and maddening situation, but one that got me thinking: what other insurance loopholes are lingering out there?
pictures of money/Flickr

7 Reasons Why You Should Say No to Mortgage Insurance

Buying a new home can be a daunting experience -- especially if it's your first time. One thing that banks love to do is tie mortgage insurance into your mortgage agreement, right along with a dangerous-looking checkbox you need to fill in if you choose to "recklessly" opt out. Here's why I want you walk into that mortgage broker's office, check that box, sign that line and opt out of it with total confidence.
SimmiSimons via Getty Images

Disability and Debt: When One Happens to Canadians, the Other Follows

Many Canadians are well aware that a disability could occur at any time. Ninety-six per cent of us believe it, according to a recent RBC survey. The same survey showed that more than three-quarters of us also believe that missing three months of work, due to disability, would put us in serious financial jeopardy. Here are some steps you can take to prepare yourself for a possible disability.
Creatas Images via Getty Images

Canada's Healthcare System Becoming Too Similar To United States'

The latest Commonwealth Study ranked Canada's health care system a dismal second to last in a list of eleven major industrialized countries. It is true that Canada's health system is fragmented and uncoordinated. Too often people fall through the cracks and we are miserable at managing patients with multiple illnesses. And too often our system feels unresponsive to the concerns of patients and their families.
Alamy

Illness Can Strike at Any Time -- Insure Your Savings

If you suffered a critical illness and if money were no object, I am sure all of us would spend every last dime we had to recover and get on with our lives. Sadly, most of us are not in such a position. Therefore, where would one get the money if there were no bottomless money pouch available? Here are some ways you can use critical illness insurance to fill a financial void.
Tim Platt via Getty Images

Do Your Future Self a Favour and Plan for the Worst

When someone becomes critically ill, it can become very difficult or next to impossible for them to do the day-to-day things they need to in order to run a successful business. However, all is not doom and gloom, there is a solution to this situation but it needs to be in place before someone becomes critically ill not after and it is called critical illness insurance.
Getty

Should Your Genetics Be Available to Insurance Companies?

Ontario is proposing a change to the Ontario Human Rights Code aimed at protecting people's genetic information from being used by insurance companies and employers. The proposed privacy regulations sound like a positive move for society -- a policy slam dunk. But, one can expect the insurance industry to oppose such legislation with some fairly logical and fundamental arguments.

What Will Your Legacy Be?

Recently a 97-year-old New York man left his $40 million fortune to....no one. People need to encourage their friends and family to start sharing their wishes and their wants...to make it an acceptable discussion topic.
CP

Corporate Canada's Getting Sneakier After the RBC Layoffs

The recent RBC outsourcing fiasco was so unusual, revealing and, for many Canadians, infuriating. Corporate Canada was watching as RBC flailed around amidst the firestorm of its own creation. You have to know everyone was taking notes. Publicly traded companies will be far more careful on farming out jobs.
CP

Great-West Life Makes Big Purchase

WINNIPEG - Great-West Lifeco Inc. will acquire Irish Life Group for $1.75 billion from the Government of Ireland, which acquired the financial services company last summer as part of a bailout of its...
Alamy

The Purchase That Could Keep Your Small Business From Bankruptcy

Small and medium-sized business owners are risk takers and dreamers. But most small and medium sized business owners are either unfamiliar with, or put off the purchase of Legal Expense Insurance. Though the benefits could mean the difference between success and bankruptcy, few are aware of the many compelling reasons for such a policy. Here are the top five reasons to look into legal expense coverage.
AP

The Triple Negative Breast Cancer Struggle

Breast cancer mortality is 60 per cent higher for African American women ages 45-64 than for white women, even though African American women are less likely than white women to be diagnosed with the disease. So here we present to you the experiences of four African American women, all of whom are suffering from triple negative breast cancer. These are real photographs. These are real struggles.