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December is here and no matter where you live in Canada, the days have gotten shorter and cooler, and you may have already experienced snowfall. While you can't always predict the weather, it's pretty much guaranteed that you'll have to face at least a few storms during the winter season. And whether you're a veteran in driving under extreme weather conditions or you're still getting used to the feel of a snow-covered road, it's important to prep yourself -- and your car -- for what's ahead.
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Whether or not flood damage is covered in your home insurance policy depends on your policy's coverage options and what caused the flooding in the first place. If your window is broken during a tornado and water enters your home, typically you will be covered. If water damage is the result of a "sudden and accidental discharge of water" such as an extreme heavy downpour, a burst pipe or a backed-up sewer, you are likely covered provided you have this endorsement on your policy (it's optional and you have to request it).
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If you live in Brampton, Vaughan or Mississauga and feel like you're paying too much for car insurance, you're not alone and you're definitely not imagining things. Brand new Kanetix.ca data shows the...
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The endless cycle of seasons has trained us well, and Canadians know to take all the necessary precautions to adjust to Old Man Winter. We swap out all seasonal tires for winter rubber, and switch off outside water sources. It's our own little insurance policy. Why don't we treat our health in the same manner?
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The leaves are beginning to fall, the nights are getting longer and the daytime temperatures are dropping. Yes, the autumn season is upon us. To ensure your vehicle is ready for the changing weather conditions ahead, we're uncovering the truth behind 11 popular driving myths so you can brush up on your knowledge of your car and the roads.
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Private health-care costs in Canada have grown dramatically over the last 40 years. Adjusting for population growth and inflation, private healthcare costs have increased by over 220 percent on average since 1975 -- or around $1,800 per person. That's no small figure for most Canadian families.
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Going to the gym instead of crashing on the couch, having a side salad instead of fries, or taking public transportation instead of driving. What do these things have in common with buying life insurance instead of putting it off? Research shows that people get the same feeling of satisfaction knowing they did the right thing rather than choose the easier option, even if it meant there was a little extra effort involved.
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It's OK to engage in a little fun and chase around these imaginary characters, but safety always comes first. And when your attention is completely on your virtual surroundings rather than what's really in front of you, you can easily end up in a dangerous situation.
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It's the most wonderful time of the year for motorists -- or so you would think. Despite not having to deal with snow or ice on our roads, there's actually a spike of driving tickets and a rise in collisions in July, August and September.
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Critical illness is a term used to describe a variety of life altering and unexpected health conditions that can severely impact the way we live.... Many Canadians mistakenly believe they are already covered should these types of illnesses arise, or they don't appreciate some of the hidden financial impacts associated with a critical illness.
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Having adequate insurance coverage to protect you and your family in the event that you can't pay your mortgage is a great idea. But is mortgage insurance the right type to buy?
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New homes and their warranty coverage are increasingly in the news these days, whether because of rising prices or other challenges, and are the subject of some debate. And not all provinces handle new home warranties the same way. The bottom line, no matter where in Canada you're located or who provides the warranty coverage, do you research.
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How critically important would it be for you to be in control if life as you know it changes this spring? Remember -- you can prepare now while you are of sound mind and body, or you can pay later. Which one would be your preference?
Critical illness is a term used to describe a variety of life altering and unexpected health conditions that can severely impact the way you live including working, enjoying time with family, and other activities. This category typically includes heart attack, stroke and cancer, as well as other serious illnesses like Alzheimer's disease. Unfortunately, these are all too common which is why we might want to dedicate more thought to it.