In my work with women, I hear women tell me that feel overwhelmed why they think of dealing with money and planning. You need to have that tough conversation with yourself, the one that scares you and that fills you with dread. You might try to ignore it or pretend you have control over it. You need a financial plan. Here's how to start.

Has this ever happened to you? A statement arrives from the bank, your financial professional, or the tax authorities. You look at the envelope, you get a sick feeling in your stomach, and you tell yourself "I'll look at it later." What are the consequences? Enormous! While you remain ignorant of your financial situation, professionals have great influence over your decisions and how to manage your money.