07/21/2014 01:22 EDT | Updated 07/21/2014 01:59 EDT

How To Know If It's Time To Move -- Or Renovate (VIDEO)

It's the question homeowners start pondering from the moment they bang into their spouse in the bathroom: do we need to move, or can we just renovate?

Fans of TV show "Love It Or List It" are very familiar with the dilemma, in which homeowners go about investigating both options via a designer (in order to stay), and a real estate agent (in order to leave).

In the video above, Andy Mattingly, who works with Forum Credit Union, takes a more practical approach, looking very realistically at the reasons why you might stay — and when it will make sense to pull up your stakes and get out.