10/21/2015 01:01 EDT | Updated 10/21/2015 02:59 EDT

The Best Canadian Credit Cards Of 2015

Do you have one of these cards?

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Cape Town, South Africa

With so many different things to take into account, shopping around for credit cards isn't easy.

Points, miles, cash back, and annual fees are some of the things that need to be considered when consumers choose which credit card is best for them.

“It can be tricky to assess whether a credit card will help or harm your bottom line over the long run,” said Penelope Graham, Editor at “Plush signup bonuses and promised freebies may appear to provide great value, but it’s important to choose a card with features that practically fit your personal spending habits.”

Luckily, the folks over at have crunched the numbers and converted rewards — points, miles, promo interest rates — "to cash earned over a 24-month period, based on the average Canadian household expenditure."

Check out the slideshow to see how the different cards offered by Canada's financial institutions compare.

Photo gallery The Best Credit Cards In Canada 2015 See Gallery