Here are five things we need to do to go from money zeroes to hero as a nation.
"I help people with their money and help banks with their people." David Lester is a financial expert and strategist with decades of experience in finance and communications. He is the author of two finance books, I (Heart) Money and From Middle Class to Millionaire and has appeared on CBC, The Marilyn Denis Show, CTV News, FOX and written for CNBC, VICE Money and more. Lester began his financial career as a banker at Merrill Lynch and later BMO Financial Group. He launched his first personal finance book, I (Heart) Money, in 2010 as a guide to living the ultimate dream lifestyle and empowering readers to turn money from something they avoid into something they love. He launched his second book, From Middle Class to Millionaire, in 2014 to address the obstacles faced by the middle class and offer tangible tips to regaining prosperity.
This year and I've been practicing at my local mall to dodge shoppers, throw products into my cart from across a packed isle and get the best deals possible! I love me a deal, and I wanted to share with you all of my tips and tricks on getting the best item for the best price.
11/25/2016 08:30 EST
How can a company recover after being fined $185MM by the CFPB? Here's how.
09/19/2016 02:19 EDT
The expectation is that social people will be the ones with zero savings, loads of debt on BMWs and flashy condos that are rented. None of that has to be true! Buying trendy lofts in the "up and coming" areas of the city, budgeting for partying, automating RRSP contributions, and using your ah-mazing charm and whit can get you ahead in a lucrative career. Popular people can be financially savvy too!
08/31/2016 09:05 EDT
We live in a world of selfies, life style baiting and constant social fishing for likes and follows. Where does it all get us? If you're feeling needy, give back to those who need it and see how you feel afterwards
08/17/2016 09:50 EDT
If you work for a company that has an HR department, please book an appointment to see them right now. Don't put it off. This is important!
07/19/2016 11:59 EDT
The Brexit just happened last week and everyone wants to know if the world is now coming to an end. There are TONS of slick
06/30/2016 05:28 EDT
After working on your own business for a few years it's really easy to forget why you got into it in the first place. Years of working all hours, having to pass on dinners out with friends or family time, and always being "on" it's easy to lose some of your momentum. It's time to get back the passion you once had for your work.
06/27/2016 01:27 EDT
Which one of your interests can you turn into income? Make a plan. Develop a website. Promote it on all of the social media outlets like LinkedIn, Facebook, Twitter and YouTube. You can even build audiences with the help of Facebook ads. Build up your community of followers and then sell them services that their followers will love!
06/08/2016 04:02 EDT
You can now open savings and chequing accounts, manage your retirement and investment accounts and get loans online, never mind being able to leave your wallet at home and use your phone to buy everything. Here are the top companies that can take you from money 2D banking to 3D.
05/18/2016 05:22 EDT
Make sure you have an up-to-date will in a place where your executor, spouse or kids can find it. If you die without a will you do not have a say in who your beneficiaries are or who administers your estate.
05/04/2016 01:27 EDT
Many people are rushing into the housing market due to FOMO (Fear of missing out) and there could be some BIG consequences when interest rates go up. There is a good news bad news scenario to buying right now and everyone in the housing market needs to know what to expect. Before you rush in, here is the good and the bad to buying right now.
04/19/2016 11:48 EDT
If you're both feeling the love, keep one account and pay everything from that account.
04/08/2016 04:12 EDT
All the tips on budgeting are based on people who get paid on a regular schedule, but if you're an actor, musician, etc., you'll get a chunk of change all at one time and then often have a dry spell. It's so easy to blow through the money that you get paid and then have nothing left for the few months that you're waiting for that next gig.
03/31/2016 04:17 EDT
Income tax return time is coming up and so many of us are already thinking about all of the great things we can buy with the return. It's been a crazy year personally, politically and professionally and we all can look forward to a treat. But how will you get the most bang for your buck?
03/15/2016 01:18 EDT
Have you ever thought how much more money you spend travelling across town to use that store or get extra rewards? How many points apps or websited do you have on your phone and how do they change our natural behaviour? When we count up the effort, is it worth the reward?
02/24/2016 02:14 EST
Remember money problems have nothing to do with dollars and cents and everything to do with emotions and fears. Money habits are like holding up a mirror to someone's bad internal behaviours.
02/14/2016 03:31 EST
The Donald and other real estate barons made all of their money using debt to leverage their assets. Once you have one property or asset payed for, you can re-mortgage it and get another one. Now you have two assets hopefully growing and making you more money. Demonizing ALL debt in our society won't change that.
02/01/2016 03:59 EST
Look one or two years into the future, and focus on that. History has proven that the market can, and will, recover. In Feb 2009 the TSX was at its lowest, and by February 2011 it had doubled back. So prepare to be in this for the long haul, and you'll be richer for it.
01/22/2016 10:14 EST
Isn't in strange how taboo talking about money still is? How you probably don't know how much most of your friends make, and
01/04/2016 12:22 EST
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