For some kids, the neighbourhood is what they know, their safety blanket. And for some reason, they won't leave. What we don't have in our communities is deep investment. Once we get past those defences we can start talking about credit, and how you can obtain it, how you can walk into a meeting place to achieve what you're passionate about achieving. We start taking the intuitive skills they have learned from living in the hood. Desperation breeds ingenuity. It's the idea of creatively understanding the skills and ideas that are there in these communities and what's necessary to support them: deep investment, time, understanding, and capital.