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Robert L. Brown

Retired Professor of Actuarial Science at University of Waterloo, Past President of the Canadian Institute of Actuaries, expert advisor

Rob Brown was Professor of Actuarial Science at the University ofWaterloo for 39 years and a past President of the Canadian Institute of Actuaries. He is currently an expert advisor with, a comprehensive and non-partisan online resource designed to help journalists covering health policy issues in Canada.
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Canadians Need a Policy Nudge to Enhance Pension Contributions

Pension reform continues to hold interest across the country, especially given the willingness of the federal Conservatives to at least talk about expanding the Canada Pension Plan (CPP). Pundits and politicos are weighing in now with blunt talk of "voluntary" or "mandatory" enhancements to CPP. Neither may be exactly what Canadians want. Here's why.
06/24/2015 06:06 EDT
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Canada's Baby Boom Is Nothing Like the One in the U.S.

First, assuming that the baby boom is a post-war phenomenon means we jump to the wrong conclusion when guessing the cause. The baby boom was not the result of frisky soldiers returning to Canada. It was, instead, the result of the very good economic times in the period 1952 to 1965 allowing for at-home moms and large families.
01/15/2015 05:34 EST

Government on Right Track with Target Benefit Pension Plans

In a speech in Toronto a couple of weeks ago, Kevin Sorensen, Minister of State for Finance, introduced details of a new "hybrid" pension plan proposed for all federal workers and other corporations under federal pension regulation. He referred to these proposed plans as Target Benefit Pension Plans.
05/13/2014 05:45 EDT
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The Australian Pension System Won't Work For Canada

Now, in Australia, you get a lump sum pay-out (hardly any Aussies annuitize their lump sum). Once again, you have to manage your retirement on your own. Now, even if you knew exactly when you were going to die, this would be difficult, but when you have no idea of your personal life expectancy, this is a problem beyond the capabilities of the average Canadian.
04/08/2014 12:36 EDT

Should Your Genetics Be Available to Insurance Companies?

Ontario is proposing a change to the Ontario Human Rights Code aimed at protecting people's genetic information from being used by insurance companies and employers. The proposed privacy regulations sound like a positive move for society -- a policy slam dunk. But, one can expect the insurance industry to oppose such legislation with some fairly logical and fundamental arguments.
11/28/2013 05:39 EST

Pension Pools: The Way to Go?

Pooled Retirement Pension Plans are a good idea; one clearly worthy of pursuing. It is now time for the federal and provincial governments to pass legislation to allow for their existence.
09/17/2011 09:23 EDT