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Sarah Twomey

Financial Writer

Sarah Twomey has been a media/public relations professional with Desjardins Group since 2008. As part of her mandate, she writes personal financial articles that have been published in Canada.com, the Vancouver Courier, Metro News, 24 Hours, the Calgary Herald, the Montreal Gazette and the Toronto Sun, to name a few.

She's also passionate about pop-culture in all its forms (TV, Film, Music, PR Buzz). And each September she turns into a TIFFaholic. As an avid TIFF Patron member and participant, Sarah sees an average of 15 films per festival — more if she's really reluctant to sleep for 10 days straight. Seeing the fest as one big adventure, she also has a knack of meeting random celebs out and about in TO.
A Financial Plan to Kick the Annual Holiday

A Financial Plan to Kick the Annual Holiday Spending

The pressure builds as everyone rushes around buying too much stuff that we know we don't really need before the Big Day. Here's how to realign your financial situation with a five-step holistic or 360 degree approach that takes into account every part of your life.
12/23/2014 12:11 EST
TIFF 2014: Cut! That's a

TIFF 2014: Cut! That's a wrap...

I knew this day would come: the end of TIFF'14. It's so bittersweet. But it's been another successful fest with great films, dazzling stars and an excellent street party for the first time. But before we roll up the red carpet and put away the barricades, let's have one more quick chat about some of the films I've seen over these last couple of days and about the closing night gala.
09/14/2014 09:50 EDT
TIFF 2014: Oscar Buzz and Best

TIFF 2014: Oscar Buzz and Best Actors

Now that it's Day 7 of TIFF'14, the predictions have already started buzzing around. In fact, they started Monday, at least among my immediate TIFF circle. And unlike previous years, the Best Actress noms have been far more difficult to assemble than the Best Actors.
09/11/2014 12:50 EDT
TIFF 2014: Meeting Robert Downey

TIFF 2014: Meeting Robert Downey Jr.

This was my first Opening Night Gala as a TIFF Patron member and it truly was a magical night. <em>The Judge</em> is a poignant story with the right amount of levity to keep it balanced. As we left to head over to Roy Thomson Hall, we were offered an array of gourmet popcorn. Outside, we could hear the fans screaming for RDJ.
09/05/2014 05:27 EDT
TIFF 2014 Countdown: Hot Tamales and Midnight

TIFF 2014 Countdown: Hot Tamales and Midnight Noshing

It's true, eating comes down to a fine art during the fest, especially for those hardcore fanatics who see over 30+ films during these 10 days -- we're talking about 12 plus hours a day in theatres. These guys carry around back-packs full of lunches and snacks.
09/02/2014 05:08 EDT
TIFF 2014 Countdown: Celeb Stalking and Lauren Bacall's

TIFF 2014 Countdown: Celeb Stalking and Lauren Bacall's tiff

I get the feeling that celebs feel more safe and anonymous during the daytime at TIFF. It's like they suddenly just blend in, such that they almost want to be recognized. Take for example my mid-day run-in -- again in Yorkville -- with Mads Mikkelsen, well known for his Le Chiffre in <em>Casino Royale</em>.
08/30/2014 06:29 EDT
You Might Be Sitting On a

You Might Be Sitting On a Goldmine

The experts say that the average career in one company is less than seven years. Essentially that means you could be at four or five companies throughout your career. And like you've just discovered, that could mean you may have several RSPs, pensions, employee stock plans or other savings accounts associated with those old jobs.
08/11/2014 08:38 EDT
Financial Planning for Your Family Vacation This

Financial Planning for Your Family Vacation This Summer

This summer has been mostly go-go-go for the family. With school just around the corner, Jill and Joey want some adventure away from home. But can the Does afford it, considering all their recent expenditures? There must be activities that will help them stretch their "kid-fun" dollars, right?
08/08/2014 05:47 EDT
John and Jane Doe: What Kind of Insurance Do We

John and Jane Doe: What Kind of Insurance Do We Need?

Jane has good benefit coverage provided by her employer that provides some insurance for her and John. However, she thinks that John should consider some additional insurance because of his home-based business. So they spoke to an insurance expert about life and property coverage.
08/06/2014 12:32 EDT
John and Jane Doe: Can We Afford a

John and Jane Doe: Can We Afford a Mortgage?

For the last ten years, John, Jill and the kids have been living in a rented townhouse. Their dream has always been to save enough for a good down payment towards a detached house close to transit. John thinks they're close to having 15 per cent down, but Jill still has some concerns and suggested that they sit down with a mortgage expert for some advice.
08/03/2014 11:32 EDT
Be Tax-Savvy With Your Investment

Be Tax-Savvy With Your Investment Dollars

You survived the debt temptations of the holiday season, achieved your personal best in RSP contributions and only had to pay a small amount in additional taxes for the last year. Now you can relax until the whole headache starts again in a few months. But what if you could avoid the hassle by setting up a plan that could help reduce your next end-of-year tax bill?
06/04/2014 12:17 EDT
An RV Can Make Your Summer Great (If You're

An RV Can Make Your Summer Great (If You're Insured)

Summer is synonymous with long lazy days, picnic lunches and road-trips. There's nothing better than driving with the windows rolled down and your favourite tunes blaring. And for a growing number of Canadians that means hitting the road in an RV.
05/23/2014 08:46 EDT
A Money-Saving Secret the Taxman Doesn't Want You to

A Money-Saving Secret the Taxman Doesn't Want You to Know

Want to know a secret? There's another tax-free way to save for retirement that the Taxman doesn't really want you to know. It's called universal life insurance, a special financial security portfolio that gives you life and health insurance coverage and a tax-deferred saving component.
04/24/2014 11:59 EDT
Ways for New Graduates to

Ways for New Graduates to Save

Graduating students have high debts and the chance of finding a good paying job appears to be low, according to the leading pundits. This may all seem very daunting if you're a grad with two or three part-time jobs who's barely scraping enough together for rent. Here are some suggestions on how you can achieve these goals with careful planning and creativity.
04/24/2014 05:49 EDT
Financial Spring Cleaning For

Financial Spring Cleaning For Couples

Now that the annual financial anxiety season is over, how did you and your partner do? If you both had a less than spectacular financial year, don't be discouraged. Now is a great time to review your financial situation and resolve to make changes now to ensure you're in a better position next year.
04/23/2014 05:19 EDT
TFSA or RRSP? It's All About the

TFSA or RRSP? It's All About the Tax

Still unsure about the differences between a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP)? The fact is it's all about the tax. Here's a quick refresher of the tax-free registered savings account.
02/24/2014 07:52 EST
Are You Ready for a Long (Really Long!)

Are You Ready for a Long (Really Long!) Retirement?

The fact is, we're all living longer than past generations and we have to make sure we don't run out of our retirement money. Even though it's sometimes hard to do, we need to save more during our working years. Here's what you can do to feel better: create a plan that includes an automatic retirement savings program.
02/21/2014 12:13 EST