Getting in is easy, getting out is the hard part when it comes to credit card debt.
Nearly half of Canadians have credit card debt, and one-quarter of those people are stuck in a cycle of paying off their credit card with all available funds and then taking on more debt to pay for other expenses, according a report from BMO.
But breaking that cycle means getting organized and making lifestyle changes, says Dragon's Den host and finance guru Manjit Minhas.
"If you have too much high-interest rate debt, remember absolutely everything is negotiable," says Minhas.
"Don't be afraid to call your credit card company or your bank and negotiate."
In an episode of 2 Minutes To Transform, Minhas reveals her three tips for getting rid of credit card debt once and for all.
Watch the video above to find out more.
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