March is Fraud Prevention Month in Canada and it's timely to remind Canadians that everyone is vulnerable and that vigilance, knowledge and the confidence to fight back are powerful deterrents to fraud. A 2016 survey from the Chartered Professional Accountants of Canada (CPA Canada) demonstrates deeply held concerns about fraud and identity theft.
"I think we're at a point where you don't need cash for most of what you need to do today."
Both sides of the border will be vying for our hard earned money. We are going to have to get smarter and more strategic on how we spend and on what. It's easy to get caught up in the hype, excitement and euphoria of great deals. A deal is only good if it is something you really need.
Credit isn’t inherently bad. Used correctly, it can help you achieve a good credit rating which can be used to start a small