With little or no family income to support the "mandatory" back-to-school shopping spree that has come to be expected, what's a parent to do?
Do you have a budget? It is one of the most fundamental steps in making your money work for you. A personal budget is a basic estimation of the revenue and expenses over a specified period of time. Whether your goal is a down payment for a new house, saving for your child's education, a dream vacation or simply retirement, a budget is the answer to helping you reach your financial goals.
Once upon a time, planning a family vacation was easy. When our daughter was small and my husband worked in the tourism industry
B.C. Premier Christy Clark's sentiment is that the burden of daycare is a "temporary" one for families. I disagree. Many families cannot afford to purchase a home because of it. Many women (and men) take themselves out of the workforce because of it. Many families go into debt because of it. Many couples decide not to have children (or more than one child) because of it.