You’d think a booming economy would help people get out of debt. In Canada today, you’d be wrong.

Three out of 10 Canadians “are living paycheque to paycheque or spending more than they earn,” according to a survey from

There are a number of human financial gurus working to help you become wealthy, and their advice is based on years if not decades of knowledge and experience. However, there are a number of microbial economic geniuses who have centuries of expertise developing "economic" success. Germs seem to have knowledge to keep economies solid.