Student Hacks For Avoiding A Holiday Shopping Hangover

Mandy Mail | Posted 11.25.2015 | Canada Business
Mandy Mail

From buying a new winter coat and gift exchanges with friends, to purchasing a ticket home and celebrating the end of exams, there is no doubt that the holidays and New Year's Eve can put stress on a student's finances.

Healthy Financial Habits Make For A Happy Holidays

Cairine Wilson, CPA Canada | Posted 11.19.2015 | Canada Business
Cairine Wilson, CPA Canada

CPA Canada released a Summer Spending Followup Survey, which revealed that 42 per cent of those surveyed were essentially on-budget this past summer. What does this have to do with holiday spending? Quite a bit, actually. Those who fared better followed a few basic principles we might all want to remember.

This Year, Make And Stick To A Holiday Budget

Wade Stayzer | Posted 11.19.2015 | Canada Business
Wade Stayzer

For most households, the holiday season is an enjoyable time of year to spend with friends and family but it can also be one of the most stressful -- with travelling, hosting and gift-buying all being a major drain on the household finances. Follow these tips to have an enjoyable holiday season while keeping your wallet intact.

6 Tips For Saving Big During Black Friday

David Lester | Posted 11.20.2015 | Canada Business
David Lester

Black Friday is on November 27 and Cyber Monday is on November 30 this year, and I'm pumping up to win on savings! As you already know, I love me a deal, and I wanted to share with you all of my tips and tricks on getting the best item for the best price. It's a retail battle weekend and you need to be suited up.

5 Ways to Put Your Cash on Cruise Control

David Lester | Posted 10.07.2015 | Canada Business
David Lester

It's fall now, and there is so much to do that is more fun than paying your bills. Wouldn't you rather carve pumpkins, shop for new turtlenecks, or take the kids for a drive to see the changing leaves? Why not set up your money tasks so that they are off your to-do list PLUS make some bonus money while doing it?

Here's Where You'll Find Canada's Most And Least Affordable Homes

Consolidated Credit | Jacob MacDonald | Posted 09.28.2015 | Canada Business

Consolidated Credit: The housing market is on the minds of many Canadians these days, particularly millennials eager to achieve the financial mileston...

How to Recession-Proof Your Finances

Jeffrey Schwartz | Posted 09.01.2015 | Canada Business
Jeffrey Schwartz

Well, it's official, or at least technically official: we're in a recession. What this means for the greater economy will be debated by economists, analysts, and politicians. But what this means for the average Canadian is pretty clear -- things aren't as secure as they used to be.

5 Tips to Help You Create a Realistic Budget

Wade Stayzer | Posted 08.26.2015 | Canada Living
Wade Stayzer

Budgeting isn't a dirty word, yet for many people the process of creating and living on a budget is seen as confusing, restrictive and scary. Creating a budget is actually a very straightforward process. Budgets aren't difficult but they require organization and discipline in order to be successful.

Teamwork Helps Students Address Financial Challenges

Cairine Wilson, CPA Canada | Posted 08.21.2015 | Canada Parents
Cairine Wilson, CPA Canada

The post-secondary years are the ideal time to lock in great habits and fill any gaps in your children's financial education. Regardless of whether there are savings set aside or loans to be taken, managing the dollars matters. It's our young people who gain the most from good advice as they take on increased responsibility.

Save for a Rainy Day With an Emergency Fund

Wade Stayzer | Posted 07.17.2015 | Canada Business
Wade Stayzer

From repairing a leaky roof to replacing a car engine, these unexpected costs can add up fast. But more important than unexpected costs, an emergency fund is your safeguard against a sudden loss of income. That's why financial experts stress the importance of having an emergency fund.

Here's How You Can Become $5,000 Richer

Jagneet Singh | Posted 06.24.2015 | Canada Business
Jagneet Singh

FACT: 90 Per Cent of the Journey Is Taking the First Step Once you're determined enough to take that initial step towards accomplishing what it is yo...

Supporting Your Child's Education Goes Way Beyond Starting an RESP

Melissa Jarman | Posted 05.07.2015 | Canada Business
Melissa Jarman

When I became a parent 15 years ago, I knew it was important to save for my daughter's education. While our income didn't allow for large RESP contributions, we made regular ones, supplemented by money she received, often as gifts, along the way. But with my daughter a mere three years away from post-secondary school, I've learned that my role as a parent extends well beyond helping her finance an education.

Disability and Debt: When One Happens to Canadians, the Other Follows

Jeffrey Schwartz | Posted 04.02.2015 | Canada Business
Jeffrey Schwartz

Many Canadians are well aware that a disability could occur at any time. Ninety-six per cent of us believe it, according to a recent RBC survey. The same survey showed that more than three-quarters of us also believe that missing three months of work, due to disability, would put us in serious financial jeopardy. Here are some steps you can take to prepare yourself for a possible disability.

Gen Y: Learn to Embrace Saving so Debt Doesn't Delay Your Plans

Jeffrey Schwartz | Posted 01.07.2015 | Canada Business
Jeffrey Schwartz

Generation Y Canadians, born between 1980 and 1995, are constantly portrayed in the media as a generation burdened with financial issues. Here are a few tips from my personal experiences to ward off the spend-fests and embrace the habit of saving to overcome student debt.

What I Learned This Week: Budgeting For Stupidity

Andy Nulman | Posted 12.27.2014 | Canada
Andy Nulman

I am writing this post mid-Saturday afternoon... and I am wasting a substantial sum of money while doing so. To explain (without getting into too ...

Ways for New Graduates to Save

Sarah Twomey | Posted 06.24.2014 | Canada Business
Sarah Twomey

Graduating students have high debts and the chance of finding a good paying job appears to be low, according to the leading pundits. This may all seem very daunting if you're a grad with two or three part-time jobs who's barely scraping enough together for rent. Here are some suggestions on how you can achieve these goals with careful planning and creativity.

Financial Spring Cleaning For Couples

Sarah Twomey | Posted 06.23.2014 | Canada Business
Sarah Twomey

Now that the annual financial anxiety season is over, how did you and your partner do? If you both had a less than spectacular financial year, don't be discouraged. Now is a great time to review your financial situation and resolve to make changes now to ensure you're in a better position next year.

WATCH: Stop Saying Budget Like It's A Bad Word

The Huffington Post Canada | Posted 04.16.2014 | Canada Living

It doesn't matter if you're a saving machine or live paycheque to paycheque, we all need a budget. Financial writer and TV host Gail Vaz-Oxlade, wh...

Budgeting Today Will Set You Up For Success Tomorrow

Shaun Goolcharan | Posted 06.14.2014 | Canada Business
Shaun Goolcharan

Do you have a budget? It is one of the most fundamental steps in making your money work for you. A personal budget is a basic estimation of the revenue and expenses over a specified period of time. Whether your goal is a down payment for a new house, saving for your child's education, a dream vacation or simply retirement, a budget is the answer to helping you reach your financial goals.

Highway To The Danger Zone: How To Avoid Spending Money You Don't Have

Posted 03.31.2014 | Canada Living

Most people have a strange relationship with money; even with good budgeting, there rarely seems to be enough to go around. But what do you do when yo...

Avoid The Charge: Strategies To Keep You From Paying With Credit

Posted 03.25.2014 | Canada Living

Credit isn’t inherently bad. Used correctly, it can help you achieve a good credit rating which can be used to start a small business or buy a home...

Time to Get Up Close and Personal...With Your Finances

Cait Flanders | Posted 05.18.2014 | Canada Business
Cait Flanders

As I try to change my own views on money, I thought I'd share some of the insights that have helped me create a more positive relationship with it. In my experience so far, it can be as simple as switching your thought patterns, so you see the glass half-full rather than half-empty. Here are a few examples.

Forget the Garage, Spring Clean Your Finances!

Jeffrey Schwartz | Posted 05.06.2014 | Canada Business
Jeffrey Schwartz

For most of us, spring on the horizon means it's time for our annual spring cleaning. But, if you are like most Canadians, it may be more important to focus on spring cleaning your finances rather than washing the windows or cleaning out the garage.

What I'd Tell My 20-Year-Old Self About Managing Money

Cait Flanders | Posted 04.07.2014 | Canada Living
Cait Flanders

Today, I'm the girl who is up before 6am to start her crazy, workaholic routine. I'm a perfectionist -- scared to submit any piece of work that isn't up to my ridiculously high standards -- and those are just the changes I've made in school/my career. As for my finances back then, I'm sure you can imagine what that looked like.

The Brazilian School Kid Who Taught Us the Value of a Dollar

Dave Schram and Jet Black | Posted 02.02.2014 | Canada Impact
 Dave Schram and Jet Black

Recently we travelled with World Vision to Brazil to see the work they're doing there. We got to meet kids who were involved with a variety of different programs that help build their skills and confidence. One of the programs we were really impressed with was a financial literacy program.