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Spring is the perfect time to open the windows and freshen up your home -- as well as your decor. From deciding on what colour to paint your bedroom to finding the best deals on your favourite art pieces, decorating a home can be an exciting process for many homeowners and renters alike.
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If I gave you $500 a month to put towards your debt, what's the best way to use it? Should you chisel away at the debts with highest interest rate? Or knock off the smaller ones first? The answer might surprise you.
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I did not start out as a budgeting super star. I made lots of mistakes along the way. But once I got the hang of it, I was hooked. I loved the process of figuring out how to save for a goal, and getti...
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There are plenty of hidden costs that come along with the back-to-school season, but at the same time we want to make sure our kids are prepared to hit the classroom. How can you manage your budget effectively?
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Even though I have more than I need, I struggle with making space in my budget for helping the most vulnerable. Maybe you're experiencing similar budget issues. I know from talking to friends that many of them are in the same boat, so I did a little brainstorming. How can we help others when our own purse strings are stretched thin?
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That initial job can also serve as an ideal springboard to talk money management with your kids and help strengthen their financial knowledge.
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Summer is here. It is the time of year when many Canadians let their guards down and sometimes spend more money than planned on a variety of expenses from impromptu road trips to hosting various summer parties. Here are some tips to help you add some funds back into your bank account.
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When a refund is granted, keep in mind that this money was yours to begin with, not a gift from the government. Nonetheless, it's still great to receive those additional funds. Now that you have that extra cash on hand, let's look at ways to maximize your tax refund and get it working for you.
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When it comes to the smaller financial activities, such as the purchase of a birthday gift, some may feel that if the one with dementia cannot remember the occasion then it is no longer necessary to give a gift. After all, what they don't know won't hurt them -- right?
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What you don't have to do forever is live with debt. You don't have to spend every month calculating how much you can afford to put towards debt repayment, while continuing to use credit, and staying in the never-ending cycle of borrowing money and trying to pay it back. It's not an easy cycle to get out of; I know that firsthand.
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March Break is just around the corner, and if you're like many Canadians, you're probably wondering how you're going to afford to pay for it. Luckily, there's an easy way to save money, keep your children happy, and teach them a few life lessons too. Use the break as an opportunity to put your kids in the classroom of life by involving them in the March Break budgeting process. Here's how:
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With the economy continuing to struggle, markets fluctuating and job security in jeopardy, it is no wonder that many people are concerned about their financial futures. In such uncertain times, feeling out of control -- especially when it comes to finances -- can lead to unnecessary stress.
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For those employees who are fortunate enough to receive a year-end bonus, many may be tempted to spend it immediately. But I advise you to resist the urge to spend the money on frivolous items and instead think about putting your hard-earned bonus to work for you.
It's officially December now and I have no idea what to get anyone for Christmas or how much it'll cost. Everyone should be getting ready to be merry and jolly, but I'm banging my head on the wall thinking of what everyone wold love without breaking the bank.