Too many Canadians overlook a critical aspect of their financial plan: life insurance. We know the number of households that own individual life insurance policies is falling, but the reality is that 33 per cent of families would be in immediate financial trouble if something were to happen to their primary breadwinner.
Without the forest and the economic activity it generates, the North Shore, the Saguenay-Lac-Saint-Jean and all the other forest regions of Quebec would not have experienced the same level of economic development that has benefited all Quebecers. However, forestry activity could fall sharply in the fairly near future.
Technology is not a nice-to-have for the millennial generation; it's a deal breaker. And considering that by 2030 75 per cent of the workforce will be millennials, it's something to take seriously. Millennials' technology expectations, coupled by their social media, mobile computing and app usage, are spreading into the workplace.
Recently I started a theatre company with my six best friends. Sounds like a really great way to ruin a bunch of relationships, doesn't it? But here's the kicker. It's actually really working. We are by no means perfect and are still in the thick of figuring out a process that works best for us. These are the things that I've learned so far on this weird little journey.
A one-month trial period could require employees to track their hours and discuss the results with their supervisor, similar to how a consultant may discuss her or his monthly invoice with a client. In adopting this one-month trial period, employees who work outside of professional service and consulting firms could benefit from various consultants' practices.
I first paid attention to this in September, at the Toronto International Film Festival (TIFF). When describing her role in the new film Our Brand is Crisis, Sandra Bullock told the audience it had originally been written for a man. In fact, George Clooney intended to play it, but he was too busy. She loved the dynamic part and blazed forward, asking the producers to make the lead female, rather than male. They agreed to do the gender swap, and other than changing her character's name, hardly tweaked the role at all.
The current process has all the hallmarks of other industries that have been severely disrupted: centrally controlled by a head office, highly regulated, lacking transparency, subject to byzantine rules, and a lot of process friction from start to finish. There is nothing close to "online," "real time" or "customizable" about it.
Todd Rundgren's song, "The Verb, To Love," speaks to authenticity -- the antithesis of the packaging of a candidate for public consumption during an election. Both Trudeau and Harper were authentic to who they are in the campaign, while Mulcair showed up as a packaged pretense of what he wanted people to think of him, not who he truly is.
It's no wonder that when you Google "personal marketing plan," more than 50 million results appear. As the workplace becomes more difficult to navigate and expectations of our performance rise, we are often faced with conflicting goals. They pit our need to remain true to ourselves against doing what it takes to move forward in our careers and businesses.
Everybody has fear. My particular brand of fear usually involves worrying about what people will think of me. Writing publicly about that fear now only punctuates it further. I care way too much about what people think of me and how I'm perceived. I like to say that I'm a recovering approval-seeker, but it's a long road, baby.