Do buyers in the GTA housing market have unrealistic expectations? What is fair when it comes to affordability? I remain convinced that a single-detached home will remain beyond the reach of most people in Toronto, simply due to market fundamentals -- so we'll all have to readjust our expectations. This is where we have a problem. If people are not willing to settle on the type of residence (i.e. condo vs. single-family) or the unit size, prospective buyers are going to really feel the sting of unaffordability.