Pre-approval and approval are terms we hear thrown around a lot in real estate, and yet all too seldom do homebuyers know what's necessary to secure one in the first place. The fact is, a pre-approval should be one of the first steps in the property search process.
Around Vancouver, we're blessed with beautiful mountains, beaches and a multitude of trails to trek. But when it comes to surfing, Tofino's where it's at. From waves to foodie delights to amazing sights, make sure you head West and take in Tofino this summer.
Interest in green economies, sustainable products and ethical commitments are undeniably growing. But, while consumer awareness for sustainability is rampant, does the talk translate into action? Have conscious consumers actually changed their buying habits to promote sustainability? Not necessarily, it seems.
The stereotype of vegans and vegetarians as self-righteous, hectoring, spoilsports pushing their puritan agenda was never fair. Now that negative perception is disappearing altogether. The promotion of plant-based pleasure has arrived.
Extending maternity/parental leave to 18 months doesn't actually solve the problem. It's a ninja turtle Band-Aid that looks cool and will make us feel better until it's peeled off and we are faced with the same bloody daycare crisis. In 2008 UNICEF declared Canada tied for the worst child care out of the world's 25 richest countries. Since then costs have only gone up and access has only gone down. There are available spaces for only one out of every five Canadian kids. It's clearly high time for Canada to build on Quebec's lead and develop a universal child care program that extends across the country just like universal health care, social security and education already do.
At 27 years old at the time, I had never lived through a month of below-average global temperatures. The second was the realization that Stephen Harper had been my prime minister for all of my adult life. Taken together, these painted a striking portrait of the challenge ahead -- the pervasive climate crisis.
Much like last year's Canada Mortgage and Housing Corp.'s condo survey, which showed that investment condos owned by locals in Toronto and Vancouver are a long-term commitment with the objective of generating rental income, this year condominium investors display stable characteristics over time.
"I've had people come up to me and say 'I work in Silicon Valley, I do what Monica does, and you nailed it.' They say it's actually uncomfortable to watch because it's so realistic."
Not to oversimplify Economics 101, but solid population and wage growth are among the key contributors to both healthy retail and real estate sectors. And with BC and Ontario economies and housing markets leading in this regard, it's no surprise that residents in these areas are brimming in the consumer confidence department.
When most communities in B.C. have more in-camera meetings than the City of Toronto, there's a problem. In Ontario, councils are entitled to go in-camera to consider six specific matters. There are four reasons that councils must go in camera and over a dozen reasons why they "may" close a meeting. The nuance between "may" and "must" seems to have been lost on a few.
Human resources and corporate culture have been drastically changing in recent years and Vancouver technology companies are leading the way in this transformation. In the past decade the very purpose and focus of human resources departments has been shifting.
Forget weather, housing prices, lifestyle, green initiatives and other external factors and complaints. Yes, they are all variables but when it comes to consumer spending, there's one big variable driving the market almost to the exclusion of anything else: China and the Chinese.
Our landlords, who are realtors themselves and own two other investment properties in the capital region, handed us a letter that said "the time has come" to sell our house. It's a nice turn of phrase; as if the decision was made by happy circumstance, by the wind, by the cosmos. A fortuitous augury in their soup bones, say -- rather than a deliberate resolution by two human beings with rational faculties to kick a family of four out of their home because they can make a busload of cash.
In the midst of the busiest month of the year in real estate, the Canadian housing market shows no signs of cooling down anytime soon, pushing buyers to think twice about their next move. Many assume that their best bet is to steer clear of the hot market, but that isn't necessarily a smart move.
On the Trans-Pacific Partnership (TPP), International Trade minister Chrystia Freeland has claimed to be in "listening mode." And she says no decision has been made yet. It is widely reported that she is touring the country to hear Canadians on the TPP. But it is not clear whom she is actually consulting.
With all these benefits, I HAD to develop a smoothie recipe and I honestly can't get enough of it lately. It is creamy, delicious, filling and as a major bonus -- especially for those of you who have a hard time rolling out of bed in the morning -- the caffeine boost.